Teresa Wyman

About Teresa Wyman

Debt‑only investment banking and advisory for $5–50M lower‑middle‑market transactions: Cleaner materials, faster closes, better outcomes.In the lower middle market, many debt processes do not fail because the business is weak. They fail because the capital structure is misaligned, the story is unclear, or the deal is shown to the wrong lenders. The result is re‑trades, drawn‑out timelines, and declines late in the process.I work with independent sponsors, owner‑operators, and their advisors to reduce that risk by turning messy or incomplete narratives into clear, credible deal materials and getting them in front of the right lender lanes and decision‑makers, so deals move faster and close more reliably.My work is concentrated in three areas:**Full Debt Advisory Mandates** End‑to‑end leadership on the lender side of the transaction: capital structure input, lender‑oriented materials, curated outreach to appropriate lender lanes and decision‑makers, and disciplined process management through term‑sheet selection and closing.**Debt Capital Blueprint (flat fee; no success fee)** Structured, fixed‑fee support for sponsors and owners who will run their own lender outreach. Deliverables include lender‑ready materials, a curated lender list with named contacts, and a step‑by‑step outreach and follow‑up plan, plus time‑bound support through Q&A and term‑sheet negotiation.**DealMaterials by Capital IB** Independent reviews of listings, CIMs, and financial models for business brokers and M&A advisors marketing approximately $2–50M enterprise value businesses. The focus is on identifying gaps, inconsistencies, and credit issues early, then strengthening materials so the story holds up for buyers, lenders, and other stakeholders.For clients, this work is designed to improve preparation, lender fit, and deal discipline, reducing avoidable friction and time spent on structures unlikely to succeed. For lenders, it aims to provide better‑organized information, clearer underwriting narratives, and fewer late‑stage surprises.If you are working on a lower‑middle‑market transaction and want a more rigorous view on capital structure, lender strategy, or deal materials, it\'d be great to connect.

Experience

1. Principal

   Capital Ib

   Feb 2026 — Present · Seattle, WA, US

   Principal at Capital IB, a debt‑only investment banking and advisory boutique focused on $5–50M lower‑middle‑market transactions. Mission: reduce avoidable deal failure by improving how lower‑middle‑market debt opportunities are structured, packaged, and presented.Full Debt Advisory Mandates: Lead end‑to‑end capital structure design, lender‑oriented materials, and curated lender processes so qualified deals have a faster, more reliable path to closing.Debt Capital Blueprint (fixed fee; no success fee): Provide lender‑ready materials, a targeted lender list, and a step‑by‑step outreach plan so sponsors and owners can run their own processes with clarity and confidence.DealMaterials by Capital IB: Deliver independent reviews of listings, CIMs, and models for business brokers and M&A advisors so their deals present cleanly and credibly to both buyers and lenders, reducing re‑trades and failed processes.

Education

• Harvard Business School Online

  Other; Certificate in Alternative Investments

  2022

• Western Washington University

  Bachelor's Degree, Business Administration and Management, General

  2005 — 2008