Temitope Babalola
Asset-Liability Management/Risk Management/Capital Management
- Role
- Balance Sheet Management Officer at Sterling Bank
- Location
- Trenton, NJ, US
- LinkedIn followers
- 500 followers
About Temitope Babalola
I am a finance and risk professional with strong experience across financial risk management, asset and liability management (ALM), credit risk, and macroeconomic analysis within commercial banking, investment, and strategy-focused environments. My work centers on balance-sheet optimization, liquidity and interest-rate risk management, deposit pricing and behavior analysis, and risk adjusted performance evaluation.In addition, I do possess advanced skills in financial modeling, econometric and quantitative analysis, stress testing, scenario analysis, and risk reporting, supporting senior stakeholders with clear, data driven insights. My experience includes applying interest-rate pass-through models, liquidity metrics, capital and funding assessments, and portfolio risk frameworks to inform strategic and regulatory decisions.With exposure to market intelligence, corporate strategy, and macro-financial research, I operate effectively at the intersection of risk, treasury, and strategy, helping institutions navigate market volatility, regulatory demands, and funding stability challenges in dynamic financial environments.
Experience
Balance Sheet Management Officer
Sep 2020 — Present · Lagos, NG
Supported model governance and risk oversight for RAROC, FTP, liquidity, capital, and pricing models. Conducted scenario analysis and stress testing, evaluating capital adequacy and liquidity resilience under extreme but plausible conditions. Assessed model inputs, assumptions, and sensitivities, identifying potential sources of model risk and instability. Partnered with Treasury, Finance, and Risk teams to enhance model performance monitoring and control frameworks. Produced ALCO reports explaining model-driven outcomes, limitations, and risk implications for senior management
Education
University of Lagos
Postgraduate Degree, Economics
New Jersey City University
Master's degree, financial risk management
Babcock University
Master of Science, Economics
Chartered Institute of Stock brokers (ACS)
Professional certification , Finance
OAU Finance
Bachelor of Science, Accounting and Business/Management
Obafemi Awolowo University
BSC, Accounting
2008 — 2012
OAU Finance
Postgraduate Degree, Finance and Financial Management Services
New Jersey City University
Master of Science, Financial Risk Management
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