Tejas Tharu

About Tejas Tharu

I am a Product Manager with 10 years of experience building and scaling FinTech products across Digital Lending, Payments, BNPL, Cards, Wallets, UPI, and Automation. I specialize in leading 0→1 product launches, revenue growth, and UX improvements for B2B, B2C, and B2B2C platforms.With a background in Computer Engineering + MBA (Marketing), I combine technical depth, business strategy, and strong user empathy. My product experience spans end-to-end product lifecycle, product strategy & roadmapping, market & user research, API-led platform development, risk & fraud, and data-driven decision-making using funnels, cohorts, A/B testing, and experimentation.At OLX Group, I led the Consumer Lending product for LATAM, launching 100% digital loan platforms, growing the loan business, and improving lead conversions through better UX and KYC workflows. At PayMate, I built and scaled enterprise payments products, including India’s first B2B Direct Tax Payment Platform, BBPS bill pay, and cross-border payments, driving adoption and automation for businesses.I thrive in ambiguous and high-growth environments, partnering closely with founders, engineering, design, data, compliance, and GTM teams to turn strategy into execution. I am also upskilling in AI Product Management, exploring AI agents, GenAI UX, and automation-led workflows that unlock new value for users.I am open to Senior Product roles in FinTech, SaaS, Digital Banking, Payments, and Lending, where I can drive business impact, product innovation, and customer delight.If you are building something exciting around Financial Services, Payments, Lending, or AI, I would love to connect.

Experience

1. Product

   Stealth Startup

   Feb 2024 — Present

   Building something the world has never witnessed. Stay tuned.

Education

• Dharmsinh Desai University

  Bachelor of Technology (B.Tech.), Computer Engineering

  2009 — 2013

• Symbiosis Institute of Business Management, Pune

  Master of Business Administration (M.B.A.), Marketing

  2016 — 2018

Skills

• Marketing Strategy
• Html
• Css
• Market Research
• Windows
• Consumer Behavior
• Data Analytics
• Team Management
• Marketing
• Marketing Management
• Php
• Adobe Photoshop
• Digital Marketing
• Product Development
• Business Strategy
• Microsoft Office
• Android Testing
• Sql
• Linux
• Microsoft Excel
• Android Development
• Java
• C
• Programming
• English
• C++
• Microsoft Word
• Spss
• Online Marketing
• Sales Management