Gerald Allen
NMLS #1526477 - President
- Role
- President CEO at Simple Mortgage Solutions
- Location
- Knoxville, TN, US
- LinkedIn followers
- 500 followers
About Gerald Allen
With more than 30 years of experience in the mortgage industry, I bring a proven track record of leadership, innovation, and client-focused solutions to the retail mortgage space. Today, as President & CEO of Simple Mortgage Solutions (SMS), I’m proud to lead a company built on trust, transparency, and tailored lending solutions.At SMS, we specialize in providing residential mortgage options that few lenders can offer. From traditional loans to unique products like our \"All-in-One” construction-to-permanent loan—a single close that simplifies the building process—we help borrowers achieve homeownership with confidence and ease.We are currently **licensed in 9 states: Colorado, Texas, Louisiana, Mississippi, Alabama, Arkansas, Tennessee, and Georgia (soon to come). Backed by NMLS #19•••70, our team has achieved an impressive 46% increase in company volume this year**, a reflection of our growth, commitment, and the trust of the communities we serve.Throughout my career, I’ve worked in retail origination as a loan officer and branch manager, as well as in wholesale and correspondent lending as an account executive, territory manager, and national sales leader. This diverse background allows me to understand every side of the mortgage process—and most importantly, to deliver unmatched value to our clients.Whether you’re a first-time buyer, building your dream home, or refinancing, my mission is simple: make the mortgage process straightforward, stress-free, and strategically designed for your financial success.
Experience
President CEO
Jul 2022 — Present · US
President & CEO, Simple Mortgage Solutions (SMS)July 2022 – Present · United StatesI proudly serve as President & CEO of Simple Mortgage Solutions, where I lead our expansion across the Southeast—strategically building offices and recruiting top-tier talent in locations including Colorado, Texas, Louisiana, Mississippi, Alabama, Arkansas, Tennessee, and Georgia. Backed by NMLS #15•••77, our team delivers innovative mortgage products that stand apart from conventional offerings.At SMS, we are committed to crafting tailored, client-first lending solutions that go beyond the ordinary. From first-time homebuyers to remodeling clients and builder partnerships, our residential and commercial lending services are driven by one objective: empowering our clients to achieve their real estate goals with ease and confidence.Under my leadership, SMS has achieved remarkable momentum—with an impressive 46% increase in company volume this year. This growth underscores our mission: provide exceptional guidance and market-leading mortgage products, such as our signature “All‑in‑One” construction-to-permanent loan, designed for seamless, single-close financing.Drawing from over 30 years in the mortgage industry—including retail origination, wholesale and correspondent lending, branch management, and national sales leadership—I leverage deep expertise and strategic vision to scale operations, streamline processes, and ensure superior client experiences every step of the way.simplemortgageonline.com
Education
University of South Alabama
Marketing
1990 — 1993
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