Taylor Circle

About Taylor Circle

I’m a financial professional with over a decade of experience spanning both private-sector banking and public-sector regulation. My career began in retail and branch management, where I developed a strong understanding of consumer lending, financial operations, and customer relationship management. Over time, I advanced to leadership roles overseeing multi-million-dollar portfolios, managing teams, and ensuring exceptional service and compliance within the financial industry.Today, I serve as a Consumer Finance Examiner with the Ohio Department of Commerce, where I conduct regulatory examinations of consumer finance companies, small loan lenders, pawnbrokers, and mortgage brokers and lenders. My role focuses on evaluating compliance with the Ohio Revised Code and Administrative Code, ensuring fair lending practices, and promoting integrity within the state’s financial services landscape.I’m passionate about the intersection of finance, compliance, and consumer protection — helping bridge the gap between ethical business practices and regulatory responsibility.

Experience

1. Consumer Finance Examiner Iii

   Ohio Department of Commerce

   Nov 2025 — Present · Dayton, OH, US

   I serve as a Consumer Finance Examiner 3 with the State of Ohio, specializing in the regulation and oversight of complex consumer finance entities. In this advanced role, I conduct in-depth compliance examinations of licensed lenders, small-loan companies, pawnbrokers, and mortgage brokers and lenders to ensure adherence to the Ohio Revised Code and Ohio Administrative Code.My work involves performing comprehensive reviews of loan portfolios, financial statements, operational practices, and internal controls to identify risk trends and ensure statutory and consumer-protection compliance. I analyze complex lending structures, assess policy implementation, and develop detailed examination reports outlining findings, corrective actions, and opportunities for process improvement.I also collaborate with industry professionals, compliance officers, and state regulators to promote ethical business practices and transparency across Ohio’s financial services sector. Through this role, I help strengthen the integrity and accountability of the industry — safeguarding both financial institutions and the consumers they serve.

Education

• Beavercreek High School

  Diploma

  2007 — 2011

• Sinclair Community College

  Business Administration and Management, General