Taylor Cook

Experience

1. Portfolio Manager, Vice President - Mid-south Commercial Banking

   First Horizon Bank

   Sep 2022 — Present

   The Commercial Portfolio Manager proactively manages credit portfolios by identifying trends and alerting management to changes in portfolio conditions. Partners with Commercial Loan Officers to finalize credit package terms, independently prioritizes requests, provides guidance on risk and risk ratings, recommends credit structure, prepares proposals, and evaluates alternative credit structures. Contributes to the development of profitable long term credits. DUTIES & RESPONSIBILITIES: Proactively identifies portfolio weaknesses/trends and alerts management to deteriorating portfolio conditions. Independently prioritizes between new credit requests and renewals; provides initial risk rating and recommends appropriate credit structure; provides guidance on policy issues and risk ratings. Prepares approval, commitment, proposal document, and participates in documentation process including the identification of covenants and other key provisions, customer meetings, discuss alternative credit structures, and clarify any questions. Interacts with clients during due diligence and partners with RM as part of \"team\"​ to finalize credit package terms and documentation on transactions. Leads the legal documentation process and meets individual and team production goals.

Skills

• Public Speaking
• Credit Analysis
• Banking
• Customer Service
• Microsoft Office
• Leadership
• Lines of Credit
• Microsoft Word
• Loans
• Retail Banking
• Spanish
• Relationship Management
• Powerpoint
• Commercial Banking
• Volunteering
• Credit
• Commercial Lending
• Consumer Lending