Tarun Dewan
Executive Vice President - Director of Technology Transformation and Integration @Frost
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WORK HISTORY
Executive Vice President - Director of Technology Transformation and Integration @Frost
Dallas-Fort Worth, TX, US
As EVP - Director of Technology Transformation and Integration at Frost Bank, I lead and execute enterprise-wide initiatives that drive innovation across digital platforms, enterprise integration, fraud prevention technologies, and most recently. data and AI strategy. My role bridges vision and delivery, ensuring that strategic priorities are translated into scalable, secure, and high-impact solutions that serve both customers and employees.With the recent expansion of my responsibilities to include data and AI, I have focused on building a modern, AI-ready data foundation strengthening governance, analytics, and platform capabilities to unlock insights and enable intelligent decision-making. I work closely with cross-functional teams to develop and operationalize data products, and predictive models that are responsive to real-world challenges and regulatory demands.I also oversee the execution of enterprise and Open API strategies that support open banking, AI-native architectures, and seamless integration across internal and external ecosystems. From digital banking innovation to real-time payments and secure connectivity, I ensure that every initiative is delivered with precision, resilience, and measurable value.At the core of my work is a commitment to building high-performing teams and fostering a culture of collaboration, continuous learning, and excellence—guided by Frost’s values of Integrity, Caring, and Excellence.
EDUCATION
Sikkim Manipal Institute of Technology - SMU
MBA, Finance
Walden University
Doctor of Information Technology
Walden University
Master of Science - MS, Information Technology - Cybersecurity
Kurukshetra University
B.Sc., Computer
SKILLS
ABOUT TARUN DEWAN
Banking Technology Transformation Leader with 25+ years of global experience building and modernizing digital channels, payments, data platforms, and AI ecosystems across top-tier institutions including Frost Bank, U.S. Bank, Deutsche Bank, Barclays, and Citi.Over my career, I’ve led the design and delivery of enterprise-scale platforms processing trillions in payments annually, unified 600+ rails across 100+ countries, and implemented real-time payments in multiple regions — including India (UPI), Singapore (FAST), Hungary, the EU, and the U.S.(RTP/FedNow).Key milestones include- Agentic AI & Generative AI – Driving adoption at Frost Bank to automate SDLC, and transform digital engagement- Open Banking / PSD2 & Open APIs – Directed Deutsche Bank’s PSD2 compliance program, enabling secure third-party fintech integration; extended API-first strategies at U.S. Bank and Frost- Regulatory & Standards Leadership – Guided global adoption of ISO 20022, PSD2, Section 1033 frameworks, ensuring compliance and future-proofing cross-border payments- Enterprise Data Transformation – Implemented data mesh and governance frameworks across banks, enabling trusted pipelines for AI/ML, regulatory reporting, and analytics-driven decisions- Digital Banking Excellence – Delivered award-winning platforms recognized by Greenwich and J.D. Power, with industry-leading satisfaction.Beyond technology, I am known for Change Leadership — driving transformation at every level, from team culture and agile processes to cross-business alignment and stakeholder adoption. At U.S. Bank, this meant retraining 100+ legacy coders and reshaping delivery into modern squads; at Frost, it means embedding AI-driven culture into digital channels and payments strategy.What defines me is not just what I’ve delivered, but my commitment to continuous learning. Alongside my executive responsibilities, I hold an MBA in Finance, an MS in Cybersecurity, multiple AI certifications, and am pursuing a Doctorate in IT. I believe leaders must stay hands-on learners to anticipate and shape the future of banking technology.Areas of focus- Agentic AI & Generative AI in Banking- Real-Time Payments (FedNow, RTP, UPI India, Singapore GIRO, EU Instant Payments)- ISO 20022, Regulatory & Compliance Alignment- Open API / PSD2 & Open Banking Ecosystems- Enterprise Data Transformation & Governance- Consumer & Commercial Digital Channels
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