Tarun Kumar

About Tarun Kumar

Seasoned technology leader driving large-scale AI digital transformation across NBFC, banking, and fintech ecosystems. Proven track record in building and scaling end-to-end digital lending platforms and open banking API ecosystems, aligned with business growth, scalability, and regulatory compliance. Known for delivering 20%+ cost optimization while enabling future-ready, audit-trusted financial systems.I have led technology strategy and execution across the complete lending lifecycle, including loan origination, management, collections, litigation, and supply chain finance, leveraging cloud-native, SaaS, and microservices architectures to drive speed, resilience, and scale.Core strengths include:+ Digital Lending Platforms: LOS, LMS, Collections, Litigation, AI Bots, CRMs+ Driving RBI-compliant IT Infrastructure Management with a strong focus on cost efficiency, governance, and risk control.+ Championing AI adoption across lending lifecycle, onboarding, underwriting, risk assessment, servicing, collections & Litigation + Payments & Digital Collections: Payment Gateways, UPI, QR-based solutions+ AI-driven underwriting & decisioning systems+ Open Banking & API Ecosystem Strategy+ Lending Products: MSME Lending, Supply Chain Finance, Leasing, Auto Finance.+ IT Security, Cybersecurity Governance & Compliance: RBI regulations, Big4 audit readiness.+ Enterprise Architecture: SaaS, Microservices, Cloud-Native Systems.+ Mobile Platforms: Android & iOS applications for rapid loan disbursal.I bring strong leadership across product ownership, agile delivery, and enterprise IT operations, including IT budgeting, KPIs, vendor and partner management,IT infrastructure management, Devops management, information security management and the building of high-performing global, cross-functional teams.Certifications & Continuous Learning+ Banking & Finance+ Scrum Master & Agile Project Management+ Product Owner Certification+ AI in Underwriting+ Leadership & Management+ Digital Marketing & Google AnalyticsI maintain a strong bias toward hands-on problem solving, continuous learning, and exploring emerging technologies and new domains.On a personal note, I’m a technologist by profession and a problem solver by mindset. Outside work, I’m a good cook and a happily mediocre baker, always experimenting, in the kitchen and with technology

Experience

1. Vice President Technology & Business Solutions

   Ugro Capital

   Nov 2023 — Present · Noida, IN

   Leading scalable digital lending platforms LOS, LMS, collections, and litigation ecosystems powered by AI BOTs, CRMs, and open banking APIs.+ Secured Business Loans+ Unsecured Business Loans + Retailer Finance + Supply Chain Finance [ Invoice Discounting & Invoice Financing ]+ Plant & Machinery Loans + Green Financing [Solar Rooftop Financing]

Education

• DTEA Sr Secondary School

  Physics chemistry maths

• Guru Gobind Singh Indraprastha University

  Bachelor of Technology (B.Tech.), Computer Science

• Institute of Management Technology, Ghaziabad

  MBA, Operations Management and Supervision

Skills

• Testing
• Test Cases
• Software Testing
• Functional Testing
• Test Strategy
• Gui Testing
• Test Planning
• Cross-Browser Compatibility
• Quality Assurance
• Mysql
• Quality Control
• SEO
• Requirements Analysis
• Unix
• E-Commerce
• Selenium Webdriver
• Jira
• Bugzilla
• Requirement Specifications
• E-Commerce SEO
• Requirements Gathering
• Web Analytics
• C++
• C#
• Microsoft Excel
• Java
• Prolog
• Html
• .net
• Asp.net
• Vb.net
• Vbscript
• Jmeter
• Microsoft Office
• Microsoft Word
• Oracle
• Sap Erp
• Matlab
• Photoshop
• Nutrition Education