Tarun Madan

About Tarun Madan

9+ years of Risk Management experience across Asset & Liability products within Financial…

Experience

1. Director, Credit Risk

   Fi

   Jun 2022 — Present · Bengaluru, IN

   Credit Risk ManagementEarly member in the credit risk function at Fi. Helped the team scale lending from 1 lender 1 program to 5 lenders 9 programs including FLDG partnerships. Currently, managing a 4 member team and scaling PL business at Fi- Built a user selection (intent) and line assignment (capacity) policy for a PL lending program (FLDG partnership) with an ATS of 1L- Launched a STPL product with an ATS of 30K- Building tech stack at Fi to support lending and credit risk growth in close collaboration with X-functional teams - Managed BRE systems for multiple live policies and programs- Expanded PL lending programs by engaging with multiple distribution arrangement lenders with policy expansion recommendations - Built in-house capabilities like income estimation, emi & foir calculation, credit bureau feature store with 5K+ features etc- Built a framework to evaluate expected credit loss through bureau scrub/cir data for any new lending program/policy (lack of on us performance data)- Designed well thought data layers and dashboards to maximise time spent on analysis and reduce duplicate efforts on data preparation Fraud Risk Management- Created fraud risk analytics toolkit for neo-banking savings a/c to detect & mitigate vulnerabilities during onboarding and transactions- Achieved ~80% reduction in monthly incoming LEA complaints for Fi savings a/c portfolio- Built 100+ onboarding & transactions fraud risk rules to combat & mitigate id theft, a/c takeover/sale,mule a/c, phishing scams & money laundering MOs used by the fraudulent users- Defined Fi\'s int’l ATM withdrawal limit policy by developing a framework based on tourism, and FATFdata to prevent cross-border money laundering through a/c(s)

Education

• Institute of Actuaries of India

  Member

• Hindu College, University of Delhi

  Bachelor's Degree, Statistics

  2011 — 2014

• Indian Statistical Institute, Calcutta

  Master’s Degree, Data Analytics and Bio-Statistics

  2016

• Indian Statistical Institute, Delhi Centre

  Master's Degree, Statistics

  2014 — 2015

• St. Thomas College, Lucknow

  Intermediate, Physics, Chemistry and Mathematics with Computer Science and English

  1996 — 2011

Skills

• Random Forest
• Regression Analysis
• Research
• Microsoft Word
• Logistic Regression
• Team Management
• Statistics
• Decision Trees
• Team Building
• Event Management
• Java
• Powerpoint
• Microsoft Excel
• Python
• R
• Image Processing
• Econometrics
• Support Vector Machine (Svm)
• Machine Learning
• Microsoft Powerpoint
• Pattern Recognition
• Sql
• Microsoft Office
• Strategic Planning
• Time Series Analysis
• Random Bagging
• Classification
• Spss
• Gradient Boosting Methods
• Sas Programming
• Data Analysis
• Market Research