Tarek El Refaie

Investment Advisor @Manulife Wealth

Oakville, ON, CA
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Sep 2016 — Present

Investment Advisor @Manulife Wealth

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Oakville, ON, CA

With more than $100M AUA, I serve clients with an integrated, cashflow and \"pension-minded\" approach to wealth and estate planning.Specializing in working with Corporations, my team and I, optimize returns on cashflows by forecasting, recommending and implementing investment strategies, and monitoring returns. We work to ensure liquidity while obtaining enhanced returns. For HNW Personal Clients, I utilize a \"pension-minded\" approach, to find tax-efficient wealth protection and investment income opportunities ensuring that my clients; lifestyle needs and legacy plans are aligned, while preserving their overall financial security. My team also provides cost-effective Group Retirement and Insurance solutions to employers who are interested in attracting and retaining the best and brightest in their respective industries.

EDUCATION

1997 — 1999

McMaster University

MBA

N/A

Centennial Secondary School

Ontario Secondary School Diploma with distinction

1993 — 1997

Western University

BSc.

SKILLS

Asset ManagementInvestmentsFinancial AdvisoryRetirementBenefits AdministrationStrategic Financial PlanningStrategic LeadershipPension AdministrationFinancial PlanningPortfolio ManagementIndividual Pension PlansContract NegotiationManagementExecutive PayInvestment ManagementPensionsCondominium BoardsCondominium Reserve FundsOptionsFinancial ServicesCrmAsset AllocationMutual FundsRisk ManagementRetirement PlanningBusiness StrategySecuritiesEstate PlanningIncentive Programs401kInvestment AdvisoryFinanceSales ProcessRelationship ManagementSmall BusinessOutsourcingEntrepreneurshipPension FundsLeadershipEmployee Benefits

ABOUT TAREK EL REFAIE

My team partners with Corporations to optimize returns on their cashflows. From forecasting, recommending investment strategies, and monitoring returns we work to ensure liquidity while obtaining enhanced returns. For HNW Personal Clients, I utilize a \"pension-minded\" approach, to find tax-efficient wealth protection and investment income opportunities ensuring that your lifestyle needs and legacy plans are aligned, while preserving your overall financial security. Drawing from my global pension and insurance background, my team provides cost-effective Group Retirement and Personal Life Insurance solutions to employers who are interested in attracting and retaining the best and brightest in their respective industries. Interested in finding out more? Give me a call and see what my team can do for you. I can be reached at 90••••••20 or email me at T••••••••@Manulifesecurities.ca

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Tarek El Refaie — Investment Advisor at Manulife Wealth in Oakville, ON, CA | Unifers