Tara Kant Bhandari

Credit Manager @AU SMALL FINANCE BANK

New Delhi, IN

Handling credit underwriting for Self Employed/Salaried person for various loan products i.e. Home Loan, Construction Loan, LAP & Secured Business Loan up to Rs. 1.5 Cr,* Conducting physical verification and personal discussion with the clients for identifying the client’s profile and risk,* Reference check and neighbour check,* Analyzed and interpreted financial statements pertaining to various customer segments under different assessment programs,* Preparing CAM as per given income documents or assessment method,* Recommending cases to higher authority for sanctioning the loan,* Updating OTC/PDD in BIMS and follow up to close OTC/PDD timely and responsible for transaction schedule with legal vendor,* Ensuring control over delays, defaults in repayment by way of timely follow up to maintain quality of portfolio under management,* Adherence of Audit checks and quality control of booked business for the entire branch.

Indira Gandhi National Open University

Bachelor of Arts - BA

B. N. MANDAL UNIVERSITY, MADHEPURA

12th