Tapas Panda
Senior Credit Risk Analyst
- Role
- Senior Credit Risk Analyst at Nokia
- Location
- Gurugram, HR, IN
- LinkedIn followers
- 500 followers
About Tapas Panda
I am a Senior Credit Risk Analyst with 10+ years of experience managing global customer credit risk for a multinational technology organization.In my current role at Nokia, I act as the single-point owner for the worldwide customer credit portfolio, covering enterprise, telecom operator, government, and distributor customers across regions. My responsibilities extend beyond analysis into credit decision authority, exposure governance, risk mitigation structuring, and senior-level escalations that directly impact revenue protection, cash flow stability, and portfolio risk.I specialize in: • Global credit risk ownership and exposure management. • Complex B2B and long-tenure contract risk assessment. • Country, sovereign, and geopolitical risk evaluation. • Credit governance, policy enforcement, and escalation frameworks. • Partnering with Sales, Finance, Treasury, Legal, and leadership teams to balance growth with risk discipline.I am known for providing clear, judgment-driven risk perspectives in high-stakes, high-value decisions and for proactively identifying emerging risks before they materialize into losses.Open to senior individual contributor or lead-level opportunities in Credit Risk, Enterprise Risk, Structured / Project Finance Risk, or Global Risk Management within multinational organizations, financial institutions, or consulting environments.
Experience
Senior Credit Risk Analyst
Jul 2024 — Present · Gurugram, IN
Education
Dhamnagar college
+2 Commerce, Business/Commerce, General
2008 — 2010
Xaviers Institute of Business Management Studies
Master of Business Administration - MBA, Credit Management
National Institute of Information Technology
Business Accounting, Accounting
2011 — 2012
Fakir Mohan University, Balasore
Bachelor of Commerce - BCom, Business/Commerce, General
2010 — 2013
Skills
- Business Development
- Financial Analysis
- Market Research
- Customer Service
- Business Analysis
- Credit Analysis
- Financial Reporting
- Team Management
- Performance Management
- Crm
- Marketing Strategy
- Employee Relations
- Creative Writing
- Credit Control
- Credit Risk
- Vendor Management
- Mis
- Talent Acquisition
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