Tanya McKee

About Tanya McKee

Lending professional with extensive industry experience including roles as underwriter and team leader. Proven ability to review credit, chain of title, collateral valuation reports and complex income documents such as personal and business income tax returns, and financial statements. Demonstrated track record determining credit risk. Strong background in consumer, small business, Private Banking, Conventional and FHA/VA lending.

Experience

1. Consumer Loan Underwriter Iii (Safe) Nmls

   Wells Fargo

   Oct 2007 — Present

   Underwrite Conventional Conforming Mortgage loan products for the nation’s 2nd largest bank. Experience underwriting Refinance, Purchase, TX Rate/Term, and TX Cash Out Transactions. Maintain 24-hour service level agreement in a fast paced production environment, while maintaining sound lending judgment. Review income documentation, credit reports, and supporting documentation (appraisals, title reports, and bank statements) in adherence with applicable debt-to-income and loan-to-value ratios in a paperless environment. Ensure that documents and borrower profile are consistent and uphold to industry guidelines as they impact credit risk. Analyze and recommend exception requests to Bank policy and determine acceptable risk. Contact internal partners to gather information to make appropriate credit decisions, explain rationale behind credit decision. Provide training and support to team members with less experience. Received awards for Exemplary Quality Assurance at several awards rallies. Recipient of excellent customer service rating from client surveys.

Education

• California State University, Fresno

  Bachelor of Arts, Psychology, Mathematics minor