Tanner C.

Senior Loan Officer @Empire Home Loans, Inc. Nmls 1839243

Fair Oaks, CA, US

Cross-functional mortgage strategist combining credit analysis, operational insight, and client advisory to deliver efficient, data-driven lending solutions. Specialization in FHA, VA, and alterative loan programs while optimizing processes to reduce turn times and enhance profitability.~ Analyzed and processed complex borrower financials including tax returns, business P & Ls, and asset portfolios to determine creditworthiness and loan structuring across government and conventional loan products.~ Created summaries and custom product scenarios to align client affordability with changing market conditions, contributing to a 40% faster lender turnaround time.~ Collaborated with underwriting, processing, and other stakeholders to streamline processes and reduce loan fallout, applying data-driven decisions to enhance closing rates and operational KPIs.~ Build and maintain strong, trust-based client relationships by accurately anticipating their needs and facilitating delivery of custom solutions to improve client satisfaction and repeat business.