Tanmay Gawali
Senior Commercial Lending Specialist @Community Savings Credit Union
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WORK HISTORY
Senior Commercial Lending Specialist @Community Savings Credit Union
Surrey, BC, CA
Manage a diversified $50MM+ commercial lending portfolio, overseeing credit quality, risk exposure, and long-term client relationships across multiple industries.Conduct advanced financial analysis and risk assessment to structure and adjudicate commercial credit facilities including term loans, operating lines, construction financing, mortgages, and Letters of Credit.Drive portfolio performance by proactively managing renewals, covenant compliance, receivables monitoring, pricing strategy, and risk mitigation initiatives.Oversee complex construction draws, security registration (PPSA), legal documentation, and regulatory compliance to ensure prudent capital deployment and governance standards.Lead delinquency and recovery strategy, collaborating with legal counsel on enforcement actions while mentoring lending staff on credit policy, underwriting standards, and best practices.
EDUCATION
Indian Institute of Technology, Bombay
Bachelor of Technology - BTech, Metallurgy and Material Science
Indian Institute of Technology, Bombay
Bachelor of Technology - BTech, Metallurgy and Material Science
University Canada West
Master of Business Administration - MBA, Accounting and Finance
SKILLS
ABOUT TANMAY GAWALI
I am a commercial lending professional focused on helping small and mid-sized businesses grow through thoughtful, risk-balanced credit solutions. My work centers on underwriting, structuring, and managing commercial portfolios with a strong emphasis on long-term client relationships. I am driven by the opportunity to support businesses that strengthen our local economy and communities.
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