Tanisha Chokhani

Credit Analyst @ICICI Bank

Kolkata, WB, IN
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+91 *********19

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WORK HISTORY

Jul 2025 — Present

Credit Analyst @ICICI Bank

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Business Credit – Working Capital | SME Credit UnderwritingCurrently working in the Business Credit – Working Capital team, handling SME (Small & Medium Enterprise) credit cases ranging from ₹3 Cr to ₹30 Cr. My role involves in-depth financial analysis, credit underwriting, and end-to-end assessment of proposals across sectors.Previously, I managed Business Loan Guarantee (BLG) cases across variants such as GST, Banking, PD, and CGTMSE, which helped build a strong foundation in MSME credit evaluation and risk understanding.I’m actively involved in preparing financial projections, credit appraisal notes, and sanction memos, ensuring complete policy compliance and prudent risk evaluation.The role also includes direct client interactions, site/factory visits, and close coordination with relationship and policy teams.Each case strengthens my expertise in financial analysis, credit judgment, and business understanding, contributing to informed and sustainable lending decisions.

EDUCATION

N/A

Shri Shikshayatan College

Bachelor of Commerce - BCom

N/A

Agrasain balika siksha sadan

ISC-88.9%

ABOUT TANISHA CHOKHANI

Chartered Accountant | Finance & Credit Enthusiast I am a qualified Chartered…

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Tanisha Chokhani — Credit Analyst at ICICI Bank in Kolkata, WB, IN | Unifers