Tammy Ten Bruin

Regional Credit Manager @Keller Supply Company

Seattle, WA, US

Developed and implemented comprehensive credit policies, enhancing compliance and risk management across multiple states. • Obtained and reviewed credit reports, credit references, and financial statements for new and existing accounts.• Proactively identified early warning signs of deteriorating account performance through diligent monitoring•Negotiated favorable payment terms with past due accounts and decreased bad debt within company guidelines. •Work cross-functionally with sales, management, and other departments to maintain effective operations.•Collaborated with sales to optimize revenue streams while minimizing credit risk exposure. •Established strong relationships with sales and customers, fostering open communication on credit issues and concerns.• Managed a diverse multi-million portfolio in accounts receivable. • Experienced in managing mechanics lien and bond claims rights under company guidelines. • Conduct monthly A/R reviews.• Currently pursuing a certificate in Credit Management from NACM to enhance industry expertise further.