Tahir Ahmad Khan

About Tahir Ahmad Khan

I currently lead Retail Branch Baking, Government & Institutional Banking for Jammu & Ladakh region with direct responsibility over 20 locations, driving both liability and asset growth. Over the past five years, I’ve consistently delivered double-digit portfolio growth, onboarded marquee government institutions, and strengthened our CASA and TASC book. I also lead credit quality reviews, manage early warning systems, and handle regulatory and internal audit readiness for the region.What sets me apart is my ability to balance P&L ownership with stakeholder management - whether that’s negotiating with senior government officials, coordinating with our product and risk teams, or mentoring cross-functional teams. With a strong grasp on institutional funding, compliance, and public-sector dynamics, I’m now looking to step into a Regional Head role where I can lead a larger geography, drive strategy at scale, and contribute to institutional transformation.From 2020 to 2025, the branches under my leadership at HDFC Bank consistently drove over 50% of the cluster’s overall deposit growth- demonstrating strategic excellence and high-performance execution in wealth management. As of February 25, 2025, branches under my management contributed an impressive 48.1% to the total deposits of a 12-branch cluster, reinforcing my ability to deliver sustained growth and leadership impact.Mobilized the largest deposits among all HDFC Bank branches in Jammu & Kashmir & Ladakh for four consecutive years (since 2020).Ranked 1st among selected candidates for the Head - Relationship Management (Wealth Management) role at State Bank of India (November 2024).Skills:• Retail Branch Banking• Strategic Planning & Execution • Multi-Branch Operations Management • Financial & Risk Management • Business Development & Market Expansion • Government Banking Solutions • Team Leadership & Performance Optimization • Customer Relationship Management • Regulatory Compliance & Audit • Innovative Banking Solutions

Experience

1. Asst Vice President Area Head - Retail Branch Banking Government & Institutional Buiness

   HDFC Bank

   May 2025 — Present

   Currently, I serve as the Area Head - Government & Institutional Business at HDFC Bank, overseeing 20 branches across the Jammu region with a book size of Rs. 700+ crores. Over the last four years, I have mobilized and retained over Rs. 500 crores in stable government deposits, positioning the region as a consistent top performer in institutional liability growth. My approach combines strategic outreach, operational excellence, and a deep understanding of government systems, enabling me to build strong, trust-based relationships with key decision-makers across departments and public sector bodies.I bring a leadership style that balances compliance with agility, empowering teams to achieve excellence in a region that requires resilience, cultural adaptability, and nuanced stakeholder management. My focus has always been on sustainable growth, risk mitigation, and delivering solutions that align with the client’s evolving institutional needs.I am inspired by the opportunity to replicate and scale this success at the state level, leveraging my field insights, relationship capital, and drive to contribute meaningfully to your bank’s institutional banking growth story.

Education

• The Business School - UK

  MBA, Marketing & Finance

• UGC

  National Eligibility Test, Business Administration and Management, General

  2012 — 2013

Skills

• Kyc
• Capital Markets
• Investments
• Sales Management
• Business Planning
• Operations Management
• Sales
• Retail Banking
• Banking
• Mutual Funds
• Risk Management
• Team Management
• Branch Management
• Bancassurance
• Team Leadership
• Credit Analysis
• Vendor Management
• Insurance
• Commercial Banking
• Change Management
• Investment Advisory
• Relationship Management
• Credit Risk
• Mis
• Key Account Management
• Financial Analysis
• New Business Development
• Credit Cards
• Financial Risk
• Core Banking
• Equities
• Profit Center Management
• Team Building
• Strategic Financial Planning
• Business Analysis
• Underwriting
• Business Development
• Private Banking
• Wealth Management
• Marketing