Swati Dubey

About Swati Dubey

Performing due diligence of existing client for all US, EMEA, APAC clients covering in a wide range of different client types.Conduct identification screening across the enterprise to verify the KYC Information of their client is current and complete.Perform end to end KYC functions for CDD and EDD clients applying appropriate global requirements.Perform a quality check on cases work by makers to ensure KYC cases are worked per as policy and regulations.Making sure that all the communication across the business units or send across in an effective way.Analysing Client data, documentation and negative news in order to determine the client risk profile.Research using Bloomberg, world check, bankers, almanac, LEXIS-NEXIS, Dun & Bradstreet company registry and regulators.Communication with internal and external clients to obtain relevant documentary requirements in line with policy.Efficient gathering and reviewing of new client information as well as maintaining the record of identified information and suspicious activities.Performed appropriate and confidential handling of sensitive information.Identifying key risk an escalating back to line team, sales support and client.

Experience

1. Associate

   德意志银行

   Jul 2025 — Present · Mumbai, IN

   KYC (Know Your Customer) & Client Outreach Performed end-to-end KYC checks on a variety of clients, including individuals, trusts, and private funds, in compliance with internal and regulatory standards. Conducted client outreach to collect missing KYC documentation, improving turnaround time for periodic review process. Utilized open-source and internal databases for due diligence to identify potential financial crime risks. Maintained a well-documented audit trail for all KYC activities, ensuring readiness for internal and external reviews. Collaborated with onboarding and compliance teams to escalate potential red flags and streamline KYC workflows.Name Screening & Compliance Reporting Screened client names and related parties using global watchlists and sanction databases (e.g, OFAC, UN, EU). Investigated potential matches and prepared detailed narratives to justify false positive clearance. Drafted justification reports for true matches, explaining mitigating factors and business rationale to support continued relationship. Liaised with the compliance team to review high-risk alerts and align on risk appetite and control measures. Ensured timely escalation and accurate documentation of screening decisions in line with regulatory expectations.Transaction Monitoring & Risk Reporting Monitored client transactions to ensure adherence to agreed-upon limits and internal thresholds. Reviewed origin and destination of funds to assess jurisdictional risks and potential sanction exposure. Identified and flagged high-risk or unusual transactions, triggering enhanced due diligence where necessary. Drafted detailed escalation reports and emails to senior management (e.g, Managing Director) outlining transaction concerns and suggested next steps. Used AML systems and tools to track transaction patterns and ensure compliance with regulatory obligations. Utilized transaction monitoring systems such as Actimize, MANTAS, or in-house plat

Education

• Mumbai University

  Bachelor's Degree