Swaroop Naik
Branch Credit Manager @Unico Housing Finance Private Limited
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WORK HISTORY
Branch Credit Manager @Unico Housing Finance Private Limited
Bengaluru South, IN
Assessing borrower creditworthiness & loan eligibility for home loans and loans against property. Make sure the underwriting process is within the established guidelines. Conducting personal discussion to assess the income & repayment capacity. Preparing credit appraisal memorandums and analysing financial statements. Reviewing credit bureau reports & repayment history. Recommending cases and ensuring timely loan disbursement follow-ups.
EDUCATION
Karnataka University, Dharwad
Bachelor of Commerce - BCom, Business/Commerce, General
Visvesvaraya Technological University
Master of Business Administration - MBA, Finance, General
Govt P U College, Honnavar
PUC, Business/Commerce, General
Govt. Junior college Sullia
SSLC
ABOUT SWAROOP NAIK
I am quite good at Credit Analysis, Preparing credit appraisal memorandum, Underwriting, Financial Analysis, and investment products with an overall experience of 3 years in the Department of Credit. I am a quick learner and have always been eager to learn new skills that help me to increase my productivity as well as quality of work. I always try to deliver more than the expectation so if any opportunity is given to me I will never disappoint you in my work.A highly detail-oriented, dedicated finance professional with 3+ years of experience in the Credit domain in the Non-Banking Financial Service industry.Looking for a job in the credit domain with a preferable location is Bangalore, Karnataka.Keywords: Credit Manager, Credit Analyst, Credit Appraisal, Underwriting, Financial Eligibility, Financial Analysis, Derivatives, Investment Banking, Treasury Analyst, Secured Business Loans & Mortgage Loans.You can always reach out to me from the below contact details,Email address- n••••••••@gmail.comMobile-+91••••••••96
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