Suyog Joshi

WORK HISTORY

EDUCATION

ABOUT SUYOG JOSHI

As an MBA Marketing Post Graduate and a dedicated Digital Banking Consultant & Business Analyst, I specialize in driving digital transformation within the dynamic financial services sector. My unique value proposition lies in my ability to translate complex banking operations and market insights into actionable strategies for technology implementation, all without writing a single line of code.In my current capacity, I\'ve developed a robust analytical framework for scrutinizing and evaluating the creditworthiness of salaried borrowers, a process that involves processing over 200+ applications monthly with an average loan amount of Rs. 40 Lacs. This experience has provided me with deep insights into the potential for AI-driven risk assessment models and predictive analytics to revolutionize traditional loan underwriting. My work involves meticulously identifying loan-associated risks by examining vast datasets from credit histories, financial records, statements, and collateral valuations – a critical function ripe for automation and sophisticated data mining techniques.Furthermore, I excel in correlating and reconciling diverse financial data to identify discrepancies and assess creditworthiness, applying astute credit discretion and calculating key financial ratios. This capability underscores my understanding of how Business Intelligence (BI) tools, data visualization, and automated data quality checks can enhance decision-making accuracy and efficiency. My collaborative approach is evidenced by my consistent success in coordinating with customers, internal departments, external agencies, and channel partners to ensure timely loan approvals. This experience has given me a keen perspective on optimizing digital workflows, integrating communication platforms, and implementing Robotic Process Automation (RPA) to streamline multi-stakeholder processes.My vision is to bridge the strategic gap between emerging technologies and practical banking needs. I am committed to leveraging my domain expertise, analytical prowess, and marketing acumen to help tech and IT companies innovate and deliver cutting-edge digital solutions that reshape the future of banking – from enhancing customer onboarding and fraud detection to optimizing back-office operations. I am eager to connect and explore opportunities where my insights can directly contribute to impactful digital banking projects.