Sushmita Ghadge

About Sushmita Ghadge

Relationship manager- HDFC BANK

Experience

1. Deputy Manager

   HDFC Bank

   Feb 2022 — Present · Hyderabad, IN

   Managed on-boarding activities for Corporates and High-profile individuals with trade finance and foreign exchange transactions while adhering to FATF guidelines.• Conducted comprehensive KYC review and ensured regulatory compliance for international transfers, with a focus on identifying TBML risks. • Analyzed Customer data and transaction histories to mitigate fraud and financial crime risk crime risks preparing STRs and SARs when necessary. • Supervised risk-based transaction monitoring activities, Performed AML & TBML alert monitoring by raising the suspicious transaction reports.• Proactively contacted required teams to obtain customer information relating to alerts received while conforming to strict controls.• Performed research on connected parties against various databases such as OFAC Sanctions, FATF, AML, World-check, and internet searches.• Recognized training opportunities and assisted with a wide range of AML related training to new employees.• Established new accounts for high-net-worth individuals and serviced existing accounts to maximize revenue.• Knowledge of risk based applications (LTR, One crore portal, Dealpro) & also identify red flags included in the transactions of the customer.• Managing the portfolio of 300 customers.

Education

• Manipal Institute of Technology

  Postgraduate Degree

• Swami Ramanand Teerth Marathwada University

  Bachelor of Engineering - BE