Sushma Nayak

About Sushma Nayak

Brings hands-on experience across regulatory controls, compliance processes, financial crime operations, and enterprise governance, with a strong focus on execution, issue management, and senior management reporting. Known for stakeholder engagement, structured governance forums, and translating regulatory requirements into practical, business-aligned outcomes.Leadership approach is grounded in accountability, collaboration, and disciplined delivery, with a track record of strengthening control frameworks, improving processes, and building high-performing teams: • Governance & Regulatory Compliance • Risk & Issue Management • Program & Process Delivery • Stakeholder & Senior Management Engagement • Team Leadership & Capability Building

Experience

1. Director - Oversight and Governance (Compliance Testing & Monitoring)

   Morgan Stanley

   Aug 2021 — Present · Mumbai, IN

   Led a team of control validation specialists, delivering high-quality testing and strengthening risk mitigation across critical business activities. • Conducted comprehensive assessments of key internal controls to evaluate design and operational effectiveness, identifying risks and compliance issues. • Partnered with global stakeholders and compliance teams to remediate issues and enhance control frameworks aligned with regulatory and business objectives. • Led governance activities, including structured forums and preparation of clear, insightful reporting for senior risk

Education

• IFBI Institute

  Post Graduationn, Banking and Finance

  2009 — 2009

• Xavier Institute of Management(XIM Bhubaneswar)

  Master of Business Administration (M.B.A.)

  2015 — 2016

• University of Mumbai

  Graduation, B.Com

  2002 — 2007

Skills

• • Compliance, Banking Laws and Regulations • Goal-Oriented • Exceptional Interpe
• Branch Banking
• Banking
• Management
• Presentation Skills
• Team Management
• Risk Assessment
• Sales
• Microsoft Office
• Operational Risk Management
• Commercial Banking
• Retail Banking
• Financial Risk
• Human Resources
• Teamwork
• Team Building
• Credit
• Auditing
• Customer Service
• Management Information Systems (Mis)
• Risk Management
• Team Leadership
• Cross-Functional Team Leadership
• Loans
• Core Banking
• Operational Risk
• Microsoft Excel
• Business Development
• Strategy
• Business Analysis
• Business Process Improvement
• Training
• Performance Management
• Customer Relationship Management (Crm)
• Business Strategy
• Project Management
• Leadership
• Requirements Analysis
• Portfolio Management