Sushil Prajapat
Branch Credit Manager @Ambit Private Limited
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WORK HISTORY
Branch Credit Manager @Ambit Private Limited
Churu, IN
Handling credit assessment for Home Loans (HL) & Loan Against Property (LAP).Logging files and conducting PD with customers.Preparing CAM for loan evaluation.Analyzing customer income and CIBIL reports for risk assessment.Approving and sanctioning loans based on creditworthiness.Coordinating with internal teams for loan disbursement and compliance
EDUCATION
Rbse
12th
Govt. Lohia College
Graduate
ABOUT SUSHIL PRAJAPAT
Experienced Branch Credit Manager with a Sales and Operation BackgroundWith nearly 3 years of experience in Credit and Sales, Result-driven Branch Credit Manager with comprehensive experience in credit underwriting, financial analysis, and risk assessment across secured and unsecured loan products. Expertise in Home Loans (HL), Loan Against Property (LAP), Business Loans, and SME Finance. Skilled in evaluating borrower profiles, analyzing income documents (ITR, bank statements, salary slips), and ensuring credit decisions are within policy and audit parameters. Proven ability to present detailed credit notes with clear highlights on strengths, weaknesses, and mitigants. Strong coordination with sales, legal, technical, and operations teams for seamless disbursement and TAT adherence. Committed to maintaining portfolio quality while supporting business growth at branch level.
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