Sushil Kumar

Business Unit Lead - North & East | Ex-Zonal Manager (Banking & NBFC) | Expert in Retail Portfolio Management, Sales, Credit, Collection & Microfinance Operations | Large Team Leadership | 20+ Years of Impact.

Role
Business Unit Lead (North & East) at Chaitanya India Fin Credit Pvt Ltd
Location
Ranchi, JH, IN
LinkedIn followers
500 followers

About Sushil Kumar

Dynamic and result-oriented professional with over 20 years of leadership experience across Banking, NBFC, and Microfinance sectors. I have successfully led large teams and complex operations in retail assets, collections, microfinance sales, and branch operations, delivering consistent growth and operational efficiency across urban and rural markets.My core strengths lie in policy design, process improvement, and end-to-end implementation, with a hands-on approach to building frameworks that align with business objectives and regulatory guidelines. I bring deep expertise in strategic planning, credit risk, collections management, and last-mile financial inclusion through scalable microfinance models.I have also led manpower strategy end-to-end – from hiring, training, and development to retention and attrition control – enabling high-performance teams and sustainable workforce management. Core Competencies: Retail Lending | MSME & Microfinance | Collections Strategy Sales & Operations Leadership | Branch Management Policy Formulation & Implementation Risk & Compliance Frameworks Team Building | Talent Management | Organizational DevelopmentI’m passionate about driving inclusive finance and creating systems that empower teams and customers alike.

Experience

  1. Business Unit Lead (North & East)

    Chaitanya India Fin Credit Pvt Ltd

    Sep 2024 — Present

Education

  • GBMS

    Master of Business Administration (MBA), Marketing; Human resource; Arts

    2001 — 2003

  • V.B.S Purvanchal University

    Bachelor of Arts (B.A.), Economics

    1997 — 2000

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Sushil Kumar — Business Unit Lead (North & East) at Chaitanya India Fin Credit Pvt Ltd in Ranchi, JH, IN | Unifers