Susana Yasmin

Credit Analyst @Dcb Bank

Mumbai, IN

Analysis of Business\'s financial statements to evaluate risk and assess its creditworthiness Analysis of financial transactions, credit history, cash flow, financial ratio\'s, leverage for extending line of Credit such as Working Capital Liaising with senior SMEs for the macroscopic view of sector analysis, industry analysis of the relevant business Credit appraisal and making recommendations of whether to adjust (increase/decrease), extend fresh or close existing lines of credit Undertaking risk analysis leveraging internal and external regional, sector-specific, environmental, and other financial data Preparing and presents credit reports to Senior Credit Manager Monitoring and adhering to collateral compliance covenants Ensuring Credit line are in adherence with financial policy, regulations and guidelines Helping to update and improve internal credit rating criteria and also benchmark with industry Authors documents on credit risk and related financial matters