Susan Odigie

Small Business Credit Analyst i @Stellantis

Dallas, TX, US

Review loan applications and conduct underwriting activities to assess risk, including analyzing commercial and consumer credit reports and other relevant data.• Determine credit limits, terms, structure, and interest rates based on risk assessment and company lending policies and determine credit risk.• Manages exceptions to published credit authority using judgment and experience to produce risk outcomes within company expectations.• Communicates loan application outcomes to dealer via phone, email, or other appropriate means and follows-up to solicit business.• Completes final disposition on credit applications or forwards to appropriate level of authority for final approval.• Makes outbound and handles inbound calls to negotiate final terms of contracts with both our dealer customer and the DRM.• Maintain confidentiality of personal information for consumers, including, but not limited to, Social Security numbers, and dates of birth.

University of Houston

Bachelor of Business Administration - BBA