Suryansh Dwivedi

Credit Manager @Bandhan Bank

Jodhpur, IN

1.Evaluating creditworthinessCredit underwriters assess the financial stability and creditworthiness of loan applicants. They analyze financial statements and check credit history to determine the likelihood of a borrower defaulting. 2.Assessing riskCredit underwriters evaluate the risk of lending and make informed decisions. They use their expertise to determine the appropriate level of risk for a loan and set the terms and conditions. 3.Ensuring complianceCredit underwriters ensure compliance with financial regulations and standards. They maintain compliance with lending, underwriting, and government requirements. 4.Verifying informationCredit underwriters may verify income and debt information, and determine if the applicant has collateral. 5.CommunicatingCredit underwriters often communicate with stakeholders, team members, or customers.

Chhatrapati Shahu Ji Maharaj University

Master of Business Administration - MBA

Mahatma Gandhi Kashi Vidyapith, Varanasi

B.com