Suryanarayanan Krishnan
Credit Manager | Commercial & Ultra-High-Net-Worth (HNW) Cards | Risk Management | Final Approval Authority
- Role
- Credit Manager at YES BANK
- Location
- Chennai, TN, IN
- LinkedIn followers
- 500 followers
About Suryanarayanan Krishnan
Designated as Credit Manager - Credit Risk Management vertical at YES BANK, I serve as the final approval authority for the Commercial Cards portfolio and the bank’s most premium segment card. My role is defined by a balance of enabling business growth while maintaining uncompromising risk standards for high-exposure accounts.Key Responsibilities:Final Credit Adjudication: Serve as the last line of defense and approval for Commercial Cards and premium UHNW portfolios, ensuring all approvals align with the bank’s risk appetite.End-to-End Compliance: Oversee rigorous KYC/AML verification and post-approval Re-KYC reporting to ensure 100% regulatory alignment and portfolio integrity.Risk Mitigation: Analyze complex financial profiles of corporate entities and high-net-worth individuals to identify and mitigate potential credit defaults. Process Excellence: Streamline reporting workflows for premium card segments, ensuring a seamless experience for elite customers without compromising on due diligence.Equipped with a B.Sc. in Computer Science from St. Joseph’s College, I leverage tools such as Excel (advanced), Power BI and internal case management systems to manage reporting, automate workflows, and support strategic decision-making. My structured communication and analytical mindset enable me to contribute effectively to both operational compliance and long-term risk mitigation.
Experience
Credit Manager
Mar 2026 — Present · Chennai, IN
Education
St Josephs College Arts and Science
Bsc, Computer Science
2015 — 2018
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