Suraj Neal

Assistant Vice President Retail Credit at Axis Bank.

Role: Area Credit Manager at Axis Bank
Location: Bengaluru, KA, IN
LinkedIn followers: 500 followers

Finance & AccountingView LinkedIn profile

About Suraj Neal

Internship at Mahaveer Reddy Pvt Structures (organizational study)

Experience

Area Credit Manager
Axis Bank
Feb 2024 — Present · Bengaluru, IN
Conducted detailed reviews of customer accounts to identify potential areas of risk or fraud.Actively participated in industry events such as conferences and seminars in order to stay current on trends impacting the sector.Analyzed and monitored credit activity of customers to ensure payment compliance.Participated in meetings with senior management teams in order to discuss the overall strategy for managing customer credit risk.Identified process improvements and implemented changes to enhance operational effectiveness and efficiency.Provided guidance to staff members regarding proper application of credit policies and procedures.Conducted training sessions for staff members on proper credit management processes and procedures.Analyzed financial information including income, assets, liabilities and credit history of applicants.Established maximum loan amounts according to underwriting standards and communicated decisions to customers.Provided guidance on underwriting procedures to junior staff members.Approval limit of upto Rs.4 crs with a team size of 11 members.

Education

Ramaiah institute of management studies
Master of Business Administration (MBA), Finance, General
2012 — 2014

Skills

Mis
Teamwork
Banking
Team Management
Credit
Microsoft Office
Customer Service
Mortgage Underwriting
Investments
Research
Finance
Financial Analysis
Microsoft Excel
Management
Financial Accounting
Accounting
Home Equity Loans
Corporate Finance

Contact information

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Work email
•••••@axisbank.com
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Current company

Axis Bank

Banking · 108K employees · Founded 1994 · Worli Mumbai, Maharashtra, India

Axis Bank is the third largest private sector bank in India. The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture and Retail Businesses. The Bank has a large footprint of 5000 domestic branches (including extension counters) with 15,751 ATMs & cash recyclers spread across the country. The Bank has 6 Axis Virtual Centres with over 1,500 Virtual Relationship Managers as on 31st March 2023. The Overseas operations of the Bank are spread over eight international offices with branches in Singapore, Dubai (at DIFC), and Gift City-IBU; representative offices in Dhaka, Dubai, Abu Dhabi, Sharjah and an overseas subsidiary in London, UK. The international offices focus on Corporate Lending, Coverage Business, Trade Finance, Syndication, Investment Banking, Liability Businesses, and Private Banking/Wealth Management offerings. Axis Bank is one of the first new generation private sector banks to have begun operations in 1994. The Bank was promoted in 1993, jointly by Specified Undertaking of Unit Trust of India (SUUTI) (then known as Unit Trust of India), Life Insurance Corporation of India (LIC), General Insurance Corporation of India (GIC), National Insurance Company Ltd. (NIC), The New India Assurance Company Ltd. (NIA), The Oriental Insurance Company Ltd. (OIC), and United India Insurance Company Ltd. (UIIC). The shareholding of Unit Trust of India was subsequently transferred to SUUTI, an entity established in 2003. GIC, NIC, NIA, OIC, UIIC have been reclassified from promoter category to public category. As on March 31, 2023, SUUTI and LIC are the promoters of the Bank. With a balance sheet size of Rs. 13,17,326 crores as on 31st March 2023, Axis Bank has achieved consistent growth and with a 5-year CAGR (2017-18 to 2022-23) of 14% each in Total Assets & Advances and 16% in Deposits.

axisbank.com

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About Suraj Neal

Experience

Area Credit Manager

Education

Ramaiah institute of management studies

Skills

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