Sunil Kumar

Senior Regional Credit Manager - Chhattisgarh, Odisha & West Bengal

Role: Senior Regional Credit Manager at Svatantra Micro Housing Finance Corporation
Location: Ranchi, JH, IN
LinkedIn followers: 500 followers

Finance & AccountingView LinkedIn profile

About Sunil Kumar

Svatantra Micro Housing Finance Corporation relies on over a decade of experience in…

Experience

Senior Regional Credit Manager
Svatantra Micro Housing Finance Corporation
Mar 2023 — Present · Raipur, IN

Education

Birla Institute of Technology, Mesra
Bachelor's degree
2007 — 2011
Tata Institute of Social Sciences
Master's degree
2011 — 2013

Contact information

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•••••@svatantramhfc.com
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Current company

Svatantra Micro Housing Finance Corporation

Financial Services · 823 employees · Founded 2008 · Mumbai, India

Svatantra Micro Housing Finance Corporation Limited (SMHFC) was incorporated in 2010 and acquired by Ms. Ananya Birla in 2018. SMHFC, is a systemically important NBFC-HFC. The company is amongst the most differentiated HFCs entity, which completely focuses on catering to EWS/ LIG customers in informal economy catering to their needs of Housing purchase, construction, renovation, and Loan against property. SMHFC today with a team of 600+ employees serve over 35,000 customers across 9 states with a loan book of more than INR 1200 cr. The HFC due to its focus on EWS/ LIG segment has amongst the lowest average ticket size and leveraging technology has a unique branchless model. SMHFC customers are mostly self-employed or employed in informal sectors where there is no formal documentation/ proof of income. The company has adopted a unique credit underwriting methodology to provide these customers loans to buy their first formal homes. All customers of SMHFC have been beneficiaries under various verticals of PMAY being affordable housing in partnerships, beneficiary led construction and credit linked subsidies. SMHFC works with Private builders and State governments to support their allottees to buy houses and provide funds, including PMAY viability gap funding to borrowers, to complete houses thereby creating inter-generational equity. SMHFC was also recognized with GIIRS ‘5 Stars Rating’ for Impact Operations and ‘Platinum Rating’ for Impact Business Model.

svatantramhfc.com

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About Sunil Kumar

Experience

Senior Regional Credit Manager

Education

Birla Institute of Technology, Mesra

Tata Institute of Social Sciences

Find verified contacts for anyone on LinkedIn