Sunderraman Subramanian

WORK HISTORY

EDUCATION

SKILLS

ABOUT SUNDERRAMAN SUBRAMANIAN

Accomplished professional offering 30 years experience in Sales & Marketing, Business Development, Risk Management, Fraud Control and Audit; currently associated with Fullerton India Credit Corporation as Senior Vice President. Managing Credit Hind Sighting Review Function of the company engaged in Financial services in the Retail space having 350+ distribution branches and employees. Key responsibilities include: • Management of the Risk Control & Review function (Credit Hind Sighting) for the company. The function is responsible for reviewing and reporting Credit, Collections, Operational and Financial Risk and Compliance reviews and reporting• Development of the Risk Management and Review Framework including drafting of risk review policies, identification of risks, setting up mitigating controls and development and implementation of Risk assessment and reporting methodologies• Implementation included Risk Control and monitoring/Assessments/ Review for the distribution network and Backend/ Central functions, Risk Review Framework, KRI and Loss Data Monitoring and reporting Risk issues to the Risk Oversight Committee & Audit Committee• Managing a team size of 20+(current strength) employees and multiple vendors. The team comprises of professional which are strategically located to handle the geographical spread of the distribution network• Key Risk triggers monitoring and reporting for Credit, Operational and other risk families.• Reporting and action taking on compliance and control breaches/ incidents of non compliance across the distribution and backend network • Consistently achieved organisational expectations and won a number of citations / awards.Specialties: KEY SKILLS / COMPETENCIES Sales & Marketing Business Development Risk Management Fraud Control Reporting, Documentation Audit and Compliance Channel Management Planning and analysis Systems and controls Team Management /Development