Sumit Prakash

Credit Rating Analyst- Wholesale Credit Risk at HDFC Bank|| Ex- CARE Edge|| PGDM - NIBM, Pune - Batch 2019 || St. Xavier’s College, Ranchi || DPS, Ranchi.

Role: Credit Risk Analyst- Wholesale Credit Risk-ratings at HDFC Bank
Location: New Delhi, DL, IN
LinkedIn followers: 500 followers

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About Sumit Prakash

Sumit Prakash is an experienced professional working for HDFC Bank Limited as a Credit Risk Analyst- Ratings in the Wholesale Credit Risk segment under the Integrated Risk Management vertical of the bank, since January 2022.Prior to this, Sumit was associated with CARE Ratings Limited as an Analyst in the Large and Medium Enterprise Operations department for corporates from various core sectors of the economy since May 2019.By qualification, he is a PGDM graduate from National Institute of Bank Management, Pune, a premier institute in banking management domain and is well versed with the the process of credit analysis and concepts of credit risk, market risk, business valuation, mergers & acquisitions, money market instruments, derivatives and fixed income securities.He has remained a consistent performer at work and academic as well and is a smart working professional who can be entrusted upon for works that requires diligence and dedication. For his diligent work and quick execution ability, Sumit was also felicitated at CARE Ratings Limited by Team of the Quarter award in November 2021.

Experience

Credit Risk Analyst- Wholesale Credit Risk-ratings
HDFC Bank
Jan 2022 — Present · Mumbai, IN
Working as a Credit Rating Analyst in the Wholesale Credit Risk department of the Integrated Risk Management vertical.

Education

Delhi Public School, Ranchi
Intermediate Science, Mathematics and Computer Science
National Institute of Bank Management (PGDM)
PGDM, Banking and Financial Services
2017 — 2019
St. Xavier's College, Ranchi
Bachelor of Science (B.Sc.), Mathematics
Cambridge School, Ranchi
Secondary Education

Contact information

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Work email
•••••@hdfc.bank.in
Personal email
•••••@•••••.com
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Current company

HDFC Bank

Banking · 216K employees · Mumbai, Maharashtra, India

HDFC Bank is India's largest private sector bank, offering a comprehensive range of financial products and services to our customer base of over 92 million. Our extensive distribution network of 8,919 branches and 21,031 ATMs across 3,836 cities and towns as of August 2024, reaches every corner of the country, making us accessible to millions. Promoted by Housing Development Finance Corporation (HDFC), India's leading housing finance company, HDFC Bank began operations in 1995 with a simple mission: to be a "World-class Indian Bank". With a single-minded focus on product leadership, customer focus and operational excellence, we have emerged as a leading player in all our business segments. We cater to individuals and businesses, offering a full range of innovative banking solutions including loans, payments, and wealth management. Our business solutions empower companies of all sizes, from MSMEs to large corporations, helping them grow with tailored banking services and financial tools. In 2023, the Bank merged with HDFC Ltd, combining our robust banking services with HDFC Ltd's legacy of leadership in housing finance. This merger enhances our ability to offer home loans and other financial services, ensuring seamless access for customers across urban and rural areas. As a socially responsible corporate citizen, we believe in banking with a purpose. Through our CSR initiative, Parivartan, we actively work to drive positive change across education, healthcare, skills training, and sustainable livelihoods impacting over 10 crore lives across the country. Our commitment to community impact is as strong as our dedication to delivering value to our stakeholders. As we expand, we continue to stay at the forefront of innovation, offering seamless digital banking experiences to enhance the lives of our customers. HDFC Bank prioritises the security of its systems and remains committed to maintaining the confidentiality of its customers' data. As a precaution

hdfc.bank.in

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About Sumit Prakash

Experience

Credit Risk Analyst- Wholesale Credit Risk-ratings

Education

Delhi Public School, Ranchi

National Institute of Bank Management (PGDM)

St. Xavier's College, Ranchi

Cambridge School, Ranchi

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