Sumit Jha

22 Yr Exp in Banking Handled senior Leadership role

Role: Branch Banking - Mpcg at Utkarsh Small Finance Bank
Location: Patna, BR, IN
LinkedIn followers: 500 followers

About Sumit Jha

several years of Team Management experience covering Business & Relationship Management, Team Handling, Product development in Banking and Financial sector. Areas of expertise -Banking sales & Marketing; Retail Assets Sales/Loan Financing; SME Finance, Loan Syndication, Mortgage Lending etc. with core competency in handling complex business of Bank

Experience

Branch Banking - Mpcg
Utkarsh Small Finance Bank
Nov 2025 — Present · Madhya Pradesh, IN

Education

A N COLLEGE, DUMKA
Accounts Hons

Contact information

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Work email
•••••@utkarsh.bank.in
Personal email
•••••@•••••.com
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Current company

Utkarsh Small Finance Bank

Banking · 13K employees · Varanasi, Uttar Pradesh, India

Utkarsh Small Finance Bank Limited (USFBL), incorporated on April 30, 2016, is engaged in providing banking and financial services with a focus on the underserved and unserved sections of the country. The Bank’s lending activities are primarily focussed in rural and semi-urban locations of the country while its deposit mobilisation and other services are spread across the country. The Bank commenced its operations on January 23, 2017, pursuant to the small finance banking licence granted by RBI on November 25, 2016. Prior to transfer of the business of providing microfinance to the Bank, Utkarsh (as Utkarsh Micro Finance Limited, currently Utkarsh CoreInvest Limited) has a history of providing microfinance primarily to the customers in rural and semi-urban segments. The Bank extends microfinance loans based on Joint Liability Group (JLG) model to individuals, other retail asset loans including Micro, Small and Medium Enterprise (MSME) Loans, Housing Loans (HL), Personal Loans, Commercial Vehicle Loans, Construction Equipment Loans and Wholesale Lending to borrowers. The Bank offers a slew of digital services such as Internet and Mobile Banking, Digi On-Boarding, an online account opening facility for clients, besides a range of ATMs and Micro ATMs for ease of transactions, amongst others. The Bank is headquartered at Varanasi, Uttar Pradesh.

utkarsh.bank.in

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About Sumit Jha

Experience

Branch Banking - Mpcg

Education

A N COLLEGE, DUMKA

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