Sumit Gupta

About Sumit Gupta

With over 30 years of working experience across several dynamic and young organizations, I have gained exposure in diverse fields - Manufacturing, Credit Ratings, Corporate & Structured Finance and Banking. From a team member to a Team Leader to a Senior President, the journey provided me an opportunity to have a hands-on approach with a good balance between managing things and perfecting execution. At Yesbank (joined as a start up), I have been responsible to build (from scratch) a USD 3 bn business.very gratifying experience. With a team strength of 275 highly energetic professionals, spread across 17 locations, the role has been very enriching and self motivating. Had the distinction of the most stable top management team; only 1 direct reportee had quit in the last 9 years; and provided several business leaders to the bank (for other functions). Besides leadership, during this period, I also developed strong business skills in the domain of Credit Management, Investment Banking and generating liabilities for the bank.Post getting elevated to Group President, I was entrusted with managing the most challenging part in Indian Banking - delivering on all components of Priority Sector Obligations and related segments. Financial Inclusion, Microfinance Banking, Agri-lending, SME, Supply Chain Banking, Agri-advisory, Rural Branch banking, Environmental Sustainability, including carbon credits.Got elevated to Senior Group President in Nov 2018. and was entrusted with managing large number of business units. Large Corporates, Govt Clients, MNC clients, Knowledge Banking, besides continuity in managing Agri Product Management and Supply Chain.From August 2020, have been given the responsibility of a CRO, and navigate the bank through this critical phase - internally (as the bank is getting revived and the business-as-well-as-customers are steadily returning) and externally (the rather significantly adverse economic environment leading to stressed out situations amongst a large number of borrowers in the country). The key expectation is to significantly improve the Governance standards and strengthen the Risk frameworks.I am targeting to set new benchmarks in business leadership and make a mark in Indian banking industry. I strongly believe that Leaders create leaders (and not followers).Specialties: Leading by example, Relationship management, Team bonding and retention, Business development, Risk Management and Creating future leaders through building mutual Trust & empowerment.

Experience

1. Advisor

   Fino Payments Bank Ltd

   Mar 2025 — Present · Mumbai, IN

Education

• Indian Institute of Technology, Delhi

  B Tech, Mechanical Engg

  1987 — 1991

• Indian Institute of Management, Calcutta

  MBA, Finance

  1993 — 1995

Skills

• Crm
• Leadership
• Corporate Finance
• Talent Acquisition
• Team Building and Retention
• Marketing Strategy
• Business Strategy
• Business Development
• New Business Development
• Management
• Start-Ups
• Banking
• Team Management
• Customer Retention
• Finance
• Relationship Management
• Leading by Example
• Strategy
• Financial Analysis