Sumeet Sharma
Credit Risk at JP Morgan
- Role
- Senior Associate at J.P. Morgan
- Location
- Bengaluru, KA, IN
- LinkedIn followers
- 500 followers
About Sumeet Sharma
I am a seasoned Credit Risk professional with nearly 13 years of experience in the…
Experience
Senior Associate
Sep 2019 — Present · Bangalore Urban, IN
Commercial Real Estate – Renewals and annual credit reviews of CREsbased on rent rolls, lease agreements, using CoStar data for Multifamily/ multi-tenant properties using key metrics like Occupancy, Cap rates,Debt yield, Cash flows, NOI etc. Business Occupied Real Estate – New money, renewals and annualcredit reviews of BREs based on business financials of corporateborrowers which includes Analytical review of 3 years, ratio analysis,macro analysis, swat analysis etc. Working capital loans – New money, renewals and annual creditreviews of lines of credits / term loans secured by Accounts receivables,Inventory and Equipment. Drafting credit memos and presenting recommendations to approvers.Conducting analytical reviews of financial statements and performingratio analysis by evaluating the balance sheet, income statement, andcash flow statement. Designed and delivered targeted training programs for new hires,ensuring quality control and process standardization. Drove continuous process improvement through systematic systemupgradation and procedural refinements. Connecting with offshore stakeholders, credit approval officers,relationship managers, & team of officers to drive loan processing anddecision-making
Education
University of Rajasthan
Bachelor of Commerce - BCom, Accounting and Finance
The Institute of Chartered Accountants of India (ICAI)
Chartered Accountant, Accounting and Finance
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