Sumedh Deshpande

Digital Transformation | JBIMS | IIM K | HDFC Bank | Ex Axis Bank

Role: Senior Product Manager, Direct Payment Products at HDFC Bank
Location: Mumbai, MH, IN
LinkedIn followers: 500 followers

OtherView LinkedIn profile

About Sumedh Deshpande

Innovation Strategist with proven experience in Digital Strategy, Pain Point Resolution…

Experience

Senior Product Manager, Direct Payment Products
HDFC Bank
Nov 2022 — Present · Mumbai, IN
Successfully delivered 15+ digital transformation initiatives, unlocking ₹50 Cr+ in incremental revenue and achieving ₹4 Cr+ cost savings through process automation and digital innovation- Designed customer-first digital journeys such as API-driven straight-through debit card issuance and an IVR-based PIN management system, enabling faster onboarding, seamless self-service, and higher customer adoption- Ensured 100% compliance with RBI and network regulations, implementing robust digital control frameworks that reduced regulatory risk and safeguarded the organization- Recognized for driving strategic change and business resilience, consistently delivering measurable results while shaping future-ready, customer-centric solutions.

Education

Atomic Energy Central School, Mumbai
CBSE
2006 — 2008
Indian Institute of Management, Kozhikode
eMDP, AI & ML for Business Excellence
2021 — 2022
Ramnarain Ruia College - Mumbai
HSC, General Science
2008 — 2010
Jamnalal Bajaj Institute of Management Studies (JBIMS)
Master's degree, Finance and Financial Management Services
2016 — 2018
Bharati Vidyapeeth College of Engineering, Navi Mumbai
Bachelor’s Degree, Chemical Engineering
2010 — 2014

Contact information

Verified work emails, personal emails, and direct dials — unlocked in one click.

Work email
•••••@hdfc.bank.in
Personal email
•••••@•••••.com
Direct dial
+•• ••• ••• ••••

Unlock verified contacts

Free to start · No credit card required

Current company

HDFC Bank

Banking · 216K employees · Mumbai, Maharashtra, India

HDFC Bank is India's largest private sector bank, offering a comprehensive range of financial products and services to our customer base of over 92 million. Our extensive distribution network of 8,919 branches and 21,031 ATMs across 3,836 cities and towns as of August 2024, reaches every corner of the country, making us accessible to millions. Promoted by Housing Development Finance Corporation (HDFC), India's leading housing finance company, HDFC Bank began operations in 1995 with a simple mission: to be a "World-class Indian Bank". With a single-minded focus on product leadership, customer focus and operational excellence, we have emerged as a leading player in all our business segments. We cater to individuals and businesses, offering a full range of innovative banking solutions including loans, payments, and wealth management. Our business solutions empower companies of all sizes, from MSMEs to large corporations, helping them grow with tailored banking services and financial tools. In 2023, the Bank merged with HDFC Ltd, combining our robust banking services with HDFC Ltd's legacy of leadership in housing finance. This merger enhances our ability to offer home loans and other financial services, ensuring seamless access for customers across urban and rural areas. As a socially responsible corporate citizen, we believe in banking with a purpose. Through our CSR initiative, Parivartan, we actively work to drive positive change across education, healthcare, skills training, and sustainable livelihoods impacting over 10 crore lives across the country. Our commitment to community impact is as strong as our dedication to delivering value to our stakeholders. As we expand, we continue to stay at the forefront of innovation, offering seamless digital banking experiences to enhance the lives of our customers. HDFC Bank prioritises the security of its systems and remains committed to maintaining the confidentiality of its customers' data. As a precaution

hdfc.bank.in

Find verified contacts for anyone on LinkedIn

Unifers gives sales teams verified emails and direct dials, enriched profiles, and outreach that lands in the inbox.

Start for free See how it works

Free plan included · No credit card required

This profile is compiled from publicly available professional sources. Unifers is not affiliated with or endorsed by LinkedIn. Request removal of this profile.

About Sumedh Deshpande

Experience

Senior Product Manager, Direct Payment Products

Education

Atomic Energy Central School, Mumbai

Indian Institute of Management, Kozhikode

Ramnarain Ruia College - Mumbai

Jamnalal Bajaj Institute of Management Studies (JBIMS)

Bharati Vidyapeeth College of Engineering, Navi Mumbai

Find verified contacts for anyone on LinkedIn