Sudeshna Ghosh
Managing Director, ATCI Payments Industry Practice Lead, Strategic Solutionist, R&D Lead, Domain Expert, Innovator and a curious learner of new Technologies
- Role
- Managing Director - Atci Payments Industry Practice Lead at Accenture
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Sudeshna Ghosh
Profile Summary:Over 25 years of experience at Industry as Strategic Solutionist, Domain expert, Consultant, Innovator, Industry lead in Payments and Financial Services. Payment solutionist for Banks (Issuer & Acquirer), Wallet providers, Retails, Telecom Operators, Aggregators and other third-party payment gateway service providers.A technocrat with a hands on experience in handling AI Agents, EMV Cards. Conceptualized, developed and delivered various payment products for major Card networks like Mastercard, Visa, RuPay, Discover etc. Led multiple projects for various automations using AI. Implemented, migrated/modernized various card platforms and digital currencies (CBDC).Subject Matter Expert and Architect, Innovator, delivered various end-to-end market driven solutions from Card digitization and Tokenization to Wallets to Agentic AI solutions. Built Technical specs. Published various Thought Leadership, POC/POVs on market leading topics like GenAI/Agentic AI, Online/Offline wallet for CBDC, Digital identity etc. Also developed some assets and accelerators for clients to enhance their go-live journey. A certified PCI-DSS implementor have done multiple preassessment, PCI-DSS scoping. TOGAF 10 Certified Enterprise Architect, continuous innovations, solutioning for client with market driven solutions using Agentic AI and various asset accelerators, driving R&D with live POCs.
Experience
Managing Director - Atci Payments Industry Practice Lead
Aug 2021 — Present · Maharashtra, IN
Industry SME at Financial Sector for Banking and Payments• An ATCI-FS Industry Practice and Delivery Lead specialized in Payments and Cards domain. • Domain Consultant and Architect for various payments processes for cards, digital payments, digital currencies, tokenization, real time payments, automations and microapps.• As part of program delivery team providing technical support, gap analysis, technical assessments, compliances (e.g, PCI-DSS) for various card modernization and migrations planning for clients.• Continuously working on various payments transformation journeys and originations opportunities.• Market analysis and publishing various POVs, Thought leadership, Industry whitepapers• Created multiple assets and accelerators for clients in Financial and Retail sectors.• Reimagine, Reinvent and Continuous learning on technology diversifications and adoptions using GenAI and Agentics.
Education
The University of Burdwan
Bachelor of Science - B.Sc (Hons)
Suresh Gyan Vihar University
Masters in Business Administration, Business Leadership
National lnstitute of Information Technologies
Post Graduate Diploma in Computer Application
Skills
- Software Development
- Visa/Mastercard Payments
- Javacard
- Nfc
- Mobile Payments
- Electronic Payments
- Payments
- Contactless Payments
- Smart Cards
- Emv Contact and Contactless Payments
- Cryptography
- Emv Tokenization
- Security
- Software Design
- Project Management
- Host Card Emulation(Hce)
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