Subham Paul
HDFC || BAYER || CIL || CCS NIAM\' 22 || RESEARCH SCHOLAR
- Role
- Credit Manager at HDFC Bank
- Location
- Siliguri, WB, IN
- LinkedIn followers
- 500 followers
About Subham Paul
I would portray myself as an equanimous person seeking dynamic progress and striving…
Experience
Credit Manager
Jun 2023 — Present · Malda, IN
Credit risk assessment and Credit underwriting of Retail Agricultural (KGC, Tractor, Pledge, MFI) Loans aligning with institutional/corporate policies, IRAC norms and RBI mandates.• Co-ordinating with Business, Operations, and other cross-functional verticals to facilitate in achieving desired quality portfolio growth and business development.• Achieve E2E TAT and minimal PAR error as per mandated norms in working capital assessment and credit appraisals with financial acumen.• Handling core credit activities dealing with functional roles involved with CCPA, CPV, PFI, Legal Vendors- Advocates, Collateral Valuers, Auditors to deliver diligent and time-bound credit appraisals.• Responsible for PDD follow up, vendor management and maintaining quality and effective and diligent underwriting in Agri/Allied Portfolio.
Education
Visva Bharati, Shantiniketan
Bachelor of Science - BS
2014 — 2018
Don Bosco School,Siliguri
Class 10
2001 — 2011
The Army Public School
Class 12
2011 — 2013
Bidhan Chandra Krishi Viswavidyalaya
Master of Science - MS
2018 — 2020
National Institute of Agricultural Marketing (NIAM), Jaipur
PGDM ( ABM)
2020 — 2022
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