Subham Mohapatra
Credit Risk Analyst @Circana
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WORK HISTORY
Credit Risk Analyst @Circana
Bengaluru, IN
Gathered and integrated data from multiple sources including directloan files, indirect loan files, 3rd party files, social media campaigns, andweb portals, ensuring comprehensive data collection for loanorigination and performance monitoring.Executed data integration, cleansing, manipulation, and aggregationusing SQL, Python, and Alteryx to prepare data models with the desiredschema, enhancing reporting accuracy and efficiency.Analyzed portfolio performance at granular segment levels,identifying key trends and conducting root-cause analysis to supportrisk mitigation and improve business performance.Led process improvements in reporting and visualization,transitioning from Excel-based reporting to advanced dashboardsusing Tableau for more insightful and interactive KPI storytelling.Performed customer segmentation based on risk categories,developing targeted recovery strategies for high-risk customers,contributing to better portfolio management outcomes.Prepared and presented strategic insights to the Risk Managementand broader business teams, enabling data-driven decision-makingand improved portfolio performance tracking.
EDUCATION
SAIEC
10th, Matriculation
Maharishi college of natural law
12th, Science
Sri Aurobindo Integral Education Center
High School, 10th
Biju Patnaik University of Technology, Odisha
Bachelor of Technology - BTech, Mechanical Engineering
Nalanda Institute Of Technology, Bhubaneswar
Bachelor of Technology, Mechanical Engineering
ABOUT SUBHAM MOHAPATRA
Data Analyst with around 4.5 years of experience in banking credit risk and portfolio…
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