Subham Kumar
Gold Loan Operations
- Role
- Assistant Manager at Axis Bank
- Location
- Ranchi, JH, IN
- LinkedIn followers
- 500 followers
About Subham Kumar
Experienced Technical Specialist skilled in Engineering, Business, Financial Services…
Experience
Assistant Manager
Aug 2023 — Present · Ranchi, IN
Servicing of gold loan customers and Ensuring disbursal of loan within TAT time- Handling Credit & Operations by Verifying & Processing Gold Loans- File checking and processing as per defined checklist ensuring that relevant policy processes are adhered to- Valuation of gold ornaments in presence of customer by valuer in branch- Safe keeping of gold pouches should be sealed properly before storage in presence of Joint Custodian- Support Collection team for Auction- Loan to be processed, data entry, closure /Renewal & Account opening as per pricing grid with approvals from authority- Responsible for Daily Loans Operations functions Such As Review, Disbursement, Payment Processing, System maintenance & Customer Inquiries/Assistance- Achievement of monthly Book Budget of base branch- Resolving queries raised by Concurrent Audit/Internal Audit- Generating fresh business through daily disbursement activation of branch staff from the base branch.
Education
ICFAI University Jharkhand
Bachelor of Engineering - BE
2014 — 2017
Central Institute of Plastics Engineering & Technology (CIPET)
Diploma in plastics mould & technology.
2011 — 2014
Cambrian Public School -Ranchi
Matriculation
2009 — 2010
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