Stoyan Vlaikov
- Role
- Vice President of Data Science - Acquisition and Portfolio Modeling at Discover
- Location
- Glenview, IL, US
- LinkedIn followers
- 500 followers
About Stoyan Vlaikov
Senior executive experienced in successfully leading analytical functions and providing…
Experience
Vice President of Data Science - Acquisition and Portfolio Modeling
Jan 2020 — Present · Chicago, IL, US
Entrusted with leading the development of next generation machine learning models in support of credit risk and marketing strategies for all lending businesses generating over $100M in additional PBT per year• Successfully implemented best-in-class proprietary methodology for issuing Adverse Action Reasons in machine learning models for credit underwriting• Led a collaborative effort with business partners to reduce model development time for generational models by 32% and model validation by 16% without affecting quality of final product• Partnered with Fair Lending, Legal and Compliance in building a new streamlined process and procedures for model bias mitigation through exploration of Less Discriminatory Alternatives
Skills
- Forecasting
- Credit
- Pricing
- Finance
- Analysis
- Portfolio Management
- Loans
- Strategy
- Analytics
- Management
- Credit Cards
- Financial Risk
- Valuation
- Underwriting
- Credit Risk
- Consumer Lending
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