Steve Turza

About Steve Turza

The Cardologist\"- Helping non-financial brands and platforms launch co-branded, virtual, and embedded card programs faster than everFor the past 23 years, I\'ve been deeply immersed in payments and fintech — from card issuing and acquiring to real-time payments and BaaS enablement.Today, as part of the New Business Development team at The Bancorp Bank (Nasdaq: TBBK) — ranked by the Nilson Report as the #1 issuer of prepaid cards in the U.S. and the 6th largest debit card issuer nationally — I help fintechs, gig economy platforms, retail brands, and other non-financial companies bring innovative card programs to market quickly and compliantly.We specialize in FULL STACK embedded finance (Bank, Technology and Program Management) solutions that get you live significantly faster than traditional processors. Whether you\'re looking to offer:Instant or same-day payouts to gig workers via push-to-card or branded virtual cardsCo-branded loyalty or rewards cardsCommercial cards, private label banking, or scalable debit/prepaid programs…our team delivers end-to-end support with The Bancorp as your trusted bank sponsor.What sets us apart:Proven speed to market for complex card programsFull suite of services: Card Issuing (debit, prepaid, commercial, credit), Visa Direct (push-to-card), ACH, Real-Time Payments (FedNow & TCH), and moreDeep expertise in banking regulations, compliance, and secure card fulfillmentA track record of helping partners turn payments into a competitive advantage and revenue driverI\'m a passionate \"hunter\" and deal-maker who loves solving real business challenges — whether it\'s reducing gig worker churn through instant payouts or helping brands build sticky loyalty experiences through embedded cards.If you\'re exploring faster ways to launch or optimize a card program, I\'d love to connect and share how we\'ve helped similar companies succeed.Open to conversations with platforms, brands, and fintechs looking for a reliable, experienced FULL STACK and single source embedded finance solution.

Experience

1. Head of Fintech Sales

   The Bancorp

   Apr 2026 — Present · Naperville, IL, US

   Lead sales team responsible for net-new partner acquisition and revenue growth across Embedded Finance, Issuing, and Payments

Education

• University of Illinois Urbana-Champaign

  BS, Communications

  1997

• Keller Graduate School of Management of DeVry University

  MBA, Business Administration

  2003 — 2008

Skills

• Vendor Management
• Customer Relations
• Relationship Management
• Business Strategy
• Sales Operations
• Payments
• Contract Negotiation
• Start-Ups
• Customer Service
• Credit Cards
• Electronic Payments
• Account Management
• New Business Development
• Mobile Payments
• Debit Cards
• Banking
• Cards
• Risk Management
• Payment Solutions
• Financial Services
• Crm
• Management
• Sales Management
• Program Management
• Leadership
• Sales
• Marketing
• Strategic Partnerships
• Call Centers
• Business Development