Steven Piazza

About Steven Piazza

Experienced banker and credit professional with proven team management, credit risk and credit management skills. Strong background in commercial lending including extensive deal structuring, deal workout, portfolio growth and maintenance as well as middle market and corporate lending experience. Product experience includes but is not limited to investor and owner occupied commercial real estate, commercial loans/lines of credit, letters of credit, leases and derivative instruments including interest rate swaps.

Experience

1. Market Commercial Credit Manager

   TD

   Jan 2016 — Present

   Manage a Market portfolio of commercial and middle market credits and provide leadership and guidance to Credit Managers, Credit Analysts, and Commercial Loan Specialist Teams • Manage all the credit underwriting (annual review, renewals, and new facilities) and credit administration functions of the Lending Regions assigned (Market), including the monitoring of loan covenants and loan delinquencies.• Work in conjunction with the Market to develop business in high growth markets.• Ensure adherence to Risk Policies, implement operational risk processes, policies, and practices and drive business successes.• Serve as the leader on commercial loan structuring and risk based pricing. • Ensure Credit Management staff within the Market is knowledgeable of and operates within the Bank’s Risk Appetite Principals and the applicable regulatory and compliance guidelines and procedures.• Approve new loans, renewals, and annual reviews within the delegated credit approval limits established by the Bank and make recommendations on all others. • Interpret and apply the Bank’s credit risk and operational risk management strategies within the Market.• Build and maintain productive relationships with all business partners within the Market and across the Bank.

Education

• Adelphi University

  Bachelor of Business Administration (B.B.A.), Accounting

  1985