Steve Ely

About Steve Ely

Credit scores are based on information in the underlying credit file. No information means no score. No score usually means no sale when applying for credit. eCredable is changing that. The age of “user permissioned data” is here, and eCredable is empowering the consumer or small business owner with the ability to add information to their credit files. For consumers, we work directly with the consumer who opts-in to share their payment histories for rent, utility, and cell phone accounts. This information is not typically available in major credit files and has proven to be predictive for risk - especially when no other information about the consumer’s payment history is available. We create FCRA compliant tradelines suitable for consumption by consumer credit bureaus and lenders. We currently furnish data to TransUnion.For small business owners, we work directly with the owner who opts-in to share their account payment histories for certain types of accounts (e.g, business credit cards, utility, business services) used in the operation of their business. This information is not typically present in business credit files - especially for start-ups and young companies that have yet to build a business credit history. We currently report non-financial accounts to Equifax. We report business credit cards to D&B. We also report our customer\'s monthly eCredable BusinessLift subscription to D&B, Equifax and Experian.eCredable has existed since 2009. In March of 2025, we joined The Anchor Group (TAG). TAG has built a business and financial ecosystem to support gig workers and small businesses. This ecosystem is designed to support the business from start-up to exit and everything in between. We have integrated a set of key platforms businesses need to operate and grow, eliminating the need for the them to acquire and integrate systems like Website, IT, CRM, Cyber Security, Accounting & Tax, HR, Payroll, Benefits, Insurance, Marketing, Personal Financial Planning, in addition to the Personal and Business Credit Building tools from eCredable. TAG also has a neo-Bank initially being used to manage the treasury service needed to manage transferring funds between the IRS and the gig worker or small business owner that uses our capabilities to receive a tax credit.TAG’s MyGig platform is a comprehensive sales management platform that allows us to certify our independent sales agents to ensure they are ready to sell more complex products like tax credits, in addition to all the other products and services we offer alongside our channel partners.

Experience

1. Member of the Board of Advisors

   National Diversity Coalition

   Nov 2020 — Present · US

   A national not-for-profit legal and regulatory advocacy organization comprised of faith-based, non-profit, and community development organizations focused on strengthening America and all its diverse communities through advocacy, collaboration, and economic empowerment.

Education

• Emory University - Goizueta Business School

  Executive Program

  2007 — 2007

Skills

• Marketing
• Product Management
• Sales
• Leadership
• Mergers & Acquisitions
• Entrepreneurship
• Enterprise Software
• Business Development
• Digital Marketing
• Executive Management
• Solution Selling
• Business Planning
• Saas
• Venture Capital
• P&L Management
• Segmentation
• Financial Services
• Crm
• Corporate Development
• Management
• Analytics
• Business Strategy
• Multi-Channel Marketing
• Mergers
• Competitive Analysis
• Cross-Functional Team Leadership
• Start-Ups
• Marketing Strategy
• Digital Strategy
• Strategic Partnerships
• Go-to-Market Strategy
• Finance
• New Business Development
• Electronic Payments
• Product Marketing
• Social Media
• B2b
• Outsourcing
• Strategy
• E-Commerce