Steve Lomicka

SVP - Portfolio Manager Team Lead II | Commercial Credit & Underwriting | Executive Leadership | Risk | CRE & Construction | C&I Lending | Team Building | Banking Operations | Project Management | Compliance |

Role
Commercial Portfolio Manager Team Lead Ii, SVP at SouthState Bank
Location
West Palm Beach, FL, US
LinkedIn followers
500 followers
Finance & AccountingView LinkedIn profile

About Steve Lomicka

At SouthState Bank, my role as Commercial Portfolio Manager Team Lead II encompasses…

Experience

  1. Commercial Portfolio Manager Team Lead Ii, SVP

    SouthState Bank

    Jul 2024 — Present · West Palm Beach, FL, US

    Leadership of the Commercial Portfolio Manager Team for South Florida and the Treasure Coast region. Responsibilities include:* Training, coaching and developing of teammates.* Review and decisioning of new commercial credit requests, renewals and annual servicing of the portfolio.* Ensures completeness and accuracy of commercial loan packages to include written credit memorandum, financial analysis of the borrower and guarantor and proper risk ratings.* Guides the relationship managers through the credit approval process, ensuring balance between clients needs and proper structure, sizing and profitability of credit requests.* Monitors & services the large commercial loan portfolio for the region by staying up to date on past due accounts, covenant adherence, risk rating changes and local economic factors that could impact the portfolio.* Accompanies Relationship Managers on calls with existing and/or prospective clients. Maintains positive working relationships with internal business partners.* Responsibility for compliance pertaining to the Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Customer Identification Program (CIP) and OFAC regulations.* Involvement with external organizations in the business, civic and philanthropic fields to positively represent the Bank.

Education

  • Cornell University

    Certificate Program in Business Contracts

  • University of Richmond - Robins School of Business

    B.S

  • Carnegie Mellon University - Tepper School of Business

    Certificate in Quantitative Risk Management

  • George Mason University – Costello College of Business

    Master of Business Administration - MBA

  • Virginia Bankers School of Bank Management

    Professional Bank Management from Virginia Bankers Associaton

Skills

  • Credit Analysis
  • Commercial Mortgages
  • Consumer Lending
  • Real Estate
  • Retail Banking
  • Small Business Lending
  • Sba
  • Business Development
  • Wealth Management
  • Loan Origination
  • Commercial Real Estate
  • Relationship Management
  • Investments
  • Underwriting
  • Banking
  • Risk Management
  • Financial Analysis
  • Commercial Banking
  • Commercial Lending
  • Asset Based Lending
  • Portfolio Management
  • Loans
  • Construction Loans
  • Mortgage Lending
  • Credit Risk
  • Credit

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Steve Lomicka — Commercial Portfolio Manager Team Lead Ii, SVP at SouthState Bank in West Palm Beach, FL, US | Unifers