Stephen Upton

Co-founder and Chief Operating Officer @Kernel

Auckland, NZ
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Jun 2019 — Present

Co-founder and Chief Operating Officer @Kernel

Kernel is on a mission to help everyone become wealthier. We’re a platform offering a range of investment products and innovative tools and technology to grow wealth - with ease and all in one place. I lead the business operations, product, and investment operations teams.At Kernel, we believe that when it comes to reaching your life goals, financial freedom is essential. We make great investment products, champion digital technology and put the tools in the hands of the investor. Designed for those who are new to investing through to the seasoned professional, we empower ambitious individuals to do what’s best for their money.

EDUCATION

2008 — 2010

Society of Trust and Estate Professionals

Diploma in International Trust Management (TEP designation), International Company Law, Company Administration, Investment Management and Trust Law

2013 — 2014

University of Cambridge

Master of Business Administration (MBA)

2015 — 2016

The Chartered Institute of Management Accountants

Chartered Global Management Accountant (CGMA), Accounting and Business/Management

1996 — 2000

Victoria University of Wellington

Bachelor of Arts (B.A.), Psychology

2013 — 2014

Cambridge Judge Business School

Master of Business Administration (MBA), MBA

1996 — 2000

Victoria University of Wellington

Bachelor of Commerce (BCom), Marketing and Management

SKILLS

CoachingWealth Management ServicesMicrosoft OfficeSalesBusiness DevelopmentDigital MarketingBusiness StrategyStrategyTrust ServicesFinancial AnalysisBusiness ProcessLeadershipTrust ManagementRisk ManagementTeam ManagementNegotiationMarketing ManagementEvent ManagementHigh Net Worth IndividualsCrmProject ManagementBusiness AnalysisStructured ProductsProduct ManagementProcess ImprovementMarketing CommunicationsManagementCustomer ServiceContract NegotiationTrustsProject PlanningChange ManagementCorporate CommunicationsEstate PlanningSocial Media MarketingMarketingMicrosoft ExcelStrategic PlanningMarketing StrategyProgram Management

ABOUT STEPHEN UPTON

As the Chief Operating Officer (COO) for the NZ digital wealth start up Kernel, I bring a strategic outlook and unique problem solving ability to Kernel’s team. At Kernel, we give people the few kernels they need to transform their financial future. Our mission is to create a world where all Kiwis are wealthier, more financially literate and good savings and investing behaviours are embedded for future generations. We combine world-class index investment funds with digital technology. Through our wealth management platform, investors can now take control and build the future they want. Kernel is designed for all Kiwis – whether you’re new to investing or a seasoned professional. We empower ambitious individuals to do grow their savings and their future. With 10 years international experience and having completed an MBA at the University of Cambridge UK, I returned to NZ in 2015 and became COO of NZX Smartshares. Prior to travelling overseas, I owned, successfully grew and sold a $1M business in Wellington.

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