Stephone Coward

About Stephone Coward

After two decades in the banking industry, I know that our current economic system needs to be modernized to meet the needs of the next generation. We need to shift the flow of capital from extractive institutions that perpetuate economic injustice and create regenerative ones that support us.I am passionate about building ecosystems that address economic, social, and environmental issues and utilizing data-based storytelling to create easily digestible tools and resources so people can make more informed decisions.It’s expensive to be poor, and that’s unjust. I’ve experienced financial insecurity and economic inequality, so I’ve made it my purpose to leverage what I have learned personally and professionally to do my part to change the system for good.

Experience

1. Co-founder

   Bankblackusa

   Jul 2016 — Present · Dallas-Fort Worth, TX, US

   We work with individuals, groups, financial institutions, community organizations, and other stakeholders to promote economic empowerment in black communities. We are dedicated to supporting financial and economic health, opportunity, and stability for black people and communities. Our work promotes economic action, financial education, as well as pride and stewardship for our people, institutions, and businesses. Bank Black USA’s initiatives connect networks and activities related to financial and economic empowerment across the country and provide resources to promote individual, collective, and local action for advancing cooperative economic growth. We seek measurable success through an improved vitality of America’s black-owned banks, credit unions, cooperatives, businesses, and communities.

Education

• The University of Texas at Arlington - Fort Worth Campus

  Master of Science, Sustainability

• The University of Texas at Arlington

  B.A, History and Business Administration

• The Wharton School

  Wharton Public Policy Certificate Program, Public Policy Analysis

Skills

• Project Management
• Risk Analysis
• Credit Reports
• Accounts Payable
• Consumer Lending
• Microsoft Office
• Sales
• Analysis
• Moody
• Gaap Standards
• Covenant Compliance
• Commercial Banking
• Scalable Risk Management Framework
• Budgets
• Finance
• Team Building
• Management
• Corporate Social Responsibility
• Quality Control
• Banking
• Time Management
• Credit Risk
• Strategic Planning
• Covenants
• Public Speaking
• Leadership
• Powerpoint
• Microsoft Excel
• Financial Analysis
• Spreads
• Cash Management
• Research
• High Level Networking
• Financial Services
• Financial Literacy Training
• Credit Policy Control Management
• Customer Service
• Sustainability
• Credit
• Tableau