Stephen Waud
Chartered Banker @The Chartered Banker Institute
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WORK HISTORY
Chartered Banker @The Chartered Banker Institute
GB
Accredited as Chartered Banker with the chartered bankers institute
EDUCATION
Chartered Management Institute
Dip Strat Man, Strategic management studies
Grays Inn
Barrister at Law, Law
Batley Grammar School
High School
The University of Huddersfield
LLB (Hons), Law
Bangor University
Chartered Banker Master of Business Administration (C.B.M.B.A.), Banking, Corporate, Finance, and Securities Law
Cambridge Judge Business School
Post Graduate Diploma, Business Administration and Management, General
BPP Law School
Bar Exams, Law
The University of Huddersfield
MBA, 2000
The Chartered Banker Institute
Diploma, Banking, Corporate, Finance, and Securities Law
The University of Huddersfield
Diploma in Management Studies, Management
The University of Huddersfield
HNC, Mechanical Engineering
SKILLS
ABOUT STEPHEN WAUD
Steve set up and has been leading this \'not for profit distribution\' organisation since its inception in 2004. BEF focuses on transforming communities in some of the UK\'s most deprived areas by using financial instruments to that effect.Starting with a zero balance sheet it has grown to manage around £100m of funds and has over £35m of its own funds. The BEF Group consists of a family of four CDFIs operating in the most deprived communities of the UK. There is \'Business Finance NW\' operating Business Funding Blackpool. We have BEF NE, BEF Y&H, and soon to start will be BEF London. The group, consists of 13 companies, a number of which service its third-party fund management delivery of the two Northern Powerhouse Investment Funds on behalf of British Business Bank.Steve has been an advisor to recent governments on community development & Access to Finance for SMEs and has reported to the commission for banking standards & Banking Futures. He has worked with a number of influential bodies on the use of finance to transform communities and was an advisor for the setting up of the Goldman Sachs Small Business pilot programme in the UK. He is a past chair & vice chair of Responsible Finance and continues to lobby actively within the sector. He currently serves as an advisor on a steering group for Placed Based Investment and was a member of the Ecology Building Society’s board lending committee for a number of years. He is a trustee for a large UK charity. He is also a private sector member for the combined authority\'s economy committee.He has worked successfully at SME board level across a variety of sectors ranging from engineering, plastics, automotive and Brand Marketing. Initially trained as a mechanical engineer, he worked in precision engineering for some 18 years. He qualified later in life as a Barrister, and is a Chartered Banker. He has strong financial, banking, legal and technical skills and a proven track record of growing and developing businesses.
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