Stephen Oliver

Experience

1. Associate General Counsel

   Lendio

   Oct 2019 — Present

   Contracts: • Designed and implemented a comprehensive contract management system and procurement process in collaboration with stakeholders across the organization, resulting in a 50% reduction in contract negotiation time while maintaining rigorous risk management provisions. • Draft, review, and negotiate all commercial contracts for the company, including contracts with small business lenders, strategic partnerships with financial institutions, and technology vendors. • Draft, structure, and advise on all company agreements, including master service agreements, professional services agreements, referral partner agreements, lending referral agreements, and data agreements. • Advised the business on the implications of contractual commitments, collaborate on risk-mitigation strategies in present and past contracts, control and reduce costs, and solve potential problems created by past contracts with new and emerging contractual relationships. Privacy/Product/Regulatory Counseling: • Spearheaded the development and implementation of a data privacy program to meet the requirements of the California Consumer Privacy Act and other state privacy laws, and provided ongoing guidance to the development, operations, engineering, and marketing teams on privacy issues. • Draft, review, and revise privacy policies, terms of use, disclosures, disclaimers, and other relevant customer-facing policies to ensure compliance with relevant financial and privacy laws. • Proactively advise the business on numerous financial product offerings targeted at small to medium sized business, including small business lending, accounting, and other ancillary services. • Coordinate internal response to regulatory inquiries from regulatory bodies both at the state and also federal level. • Resolve litigation risks to the company, including pre-litigation disputes and managing litigation counsel to ensure appropriate legal outcomes.

Education

• Brigham Young University

  Bachelor of Arts(B.A.), Political Science, 3.59

  2010 — 2012

• Brigham Young University

  Juris Doctor 2015, Cum Laude

  2012 — 2015